v3.25.4
Net Interest Income
12 Months Ended
Dec. 31, 2024
Net Interest Income [Abstract]  
Net Interest Income
7.
Net interest income
 
    
For the year ended December 31,
 
    
2022
    
2023
    
2024
 
    
RMB’000
    
RMB’000
    
RMB’000
 
     (Restated)      (Restated)         
Loans originated by consolidated trust plans
        
Interest income
     25,561,285        15,401,224        9,633,976  
Interest expenses
     (10,202,468 )       (6,576,219 )       (2,784,362 ) 
  
 
 
    
 
 
    
 
 
 
Net interest income from loans originated by consolidated trust plans
  
 
15,358,817
 
  
 
8,825,005
 
  
 
6,849,614
 
  
 
 
    
 
 
    
 
 
 
Loans originated by financial institutions (a)
        
Interest income
     4,023,756        5,007,555        6,527,925  
Interest expenses
     (700,637 )       (720,432 )       (1,066,211 ) 
  
 
 
    
 
 
    
 
 
 
Net interest income from loans originated by financial institutions (a)
  
 
3,323,119
 
  
 
4,287,123
 
  
 
5,461,714
 
  
 
 
    
 
 
    
 
 
 
Total net interest income
  
 
18,681,936
 
  
 
13,112,128
 
  
 
12,311,328
 
  
 
 
    
 
 
    
 
 
 
 
  (a)
Financial institutions include Ping An Consumer Finance Co., Ltd., microloan lending companies subsidiaries of the Company and the PAO
b
ank.