v3.25.4
Accounts And Other Payables And Contract Liabilities- Summary of Accounts And Other Payables And Contract Liabilities (Detail) - CNY (¥)
¥ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Disclosure Of Accounts And Other Payables And Contract Liabilities [Line Items]      
Employee benefits payables ¥ 3,471,014 ¥ 2,766,997 ¥ 2,791,276
Contract liabilities from retail credit and enablement service 827,975 2,187,080 3,067,715
Tax payable 359,869 705,753 850,357
Payable to cooperation banks [1] 831,719 693,887 471,339
Other deposits payable 262,280 240,188 140,757
Payable to external suppliers [2] 48,074 113,330 194,718
Trust management fee payable [2] 52,352 25,999 57,976
Cash compensation of Class C ordinary shares restructuring 21,469 21,154 21,205
Unpaid redemption consideration for convertible promissory notes 0 0 3,745,929
Payable to investees 0 0 430,616
Payable for purchased assets 1,319,032 1,458,936 629,566
Others [3] 298,766 238,338 426,713
Total ¥ 7,492,550 ¥ 8,451,662 ¥ 12,828,167
[1] Payable to cooperative banks is related to the restricted cash that is generated from a risk sharing business with banks. Under such business arrangements, the Group provides loan enablement services for loans originated by banks and is paid a variable fee determined based on the performance of underlying loans facilitated by the Group. On a monthly basis, the Group receives fixed service fees from the cooperation banks based on a fixed percentage of loans originated in restricted cash accounts. The service fees will be adjusted based on actual performance of the loans originated under this business upon maturity.
[2] As of December 31, 2022, 2023 and 2024, the aging of payable to external suppliers and trust management fee payable are all within 1 year.
[3] Others comprise miscellaneous items including advances from customers and others with immaterial individual balances.