Consolidated Statements of Financial Position ¥ in Thousands, $ in Millions |
Dec. 31, 2024
CNY (¥)
|
Dec. 31, 2023
CNY (¥)
|
Dec. 31, 2022
CNY (¥)
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Jul. 14, 2022
CNY (¥)
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Jul. 14, 2022
USD ($)
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Jul. 07, 2022
CNY (¥)
|
Jul. 07, 2022
USD ($)
|
Jan. 01, 2022
CNY (¥)
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Dec. 31, 2021
CNY (¥)
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|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Cash at bank | ¥ 29,903,846 | ¥ 39,695,914 | ¥ 43,939,270 | ¥ 34,768,988 | |||||
| Restricted cash | 14,132,034 | 13,416,615 | 27,086,721 | 30,928,163 | |||||
| Financial assets held under resale agreements | 657,033 | 28,834 | 40,023 | 7,899,527 | |||||
| Financial assets at fair value through profit or loss | 20,355,814 | 24,763,205 | 31,914,128 | 28,246,412 | |||||
| Financial assets at fair value through other comprehensive income | 1,156,095 | 0 | 0 | ||||||
| Financial assets at amortized cost | 1,499,000 | 1,758,083 | 3,411,084 | 3,024,618 | |||||
| Accounts and other receivables and contract assets | 6,216,650 | 7,347,687 | 15,822,058 | 22,153,894 | |||||
| Loans to customers | 111,508,669 | 129,693,954 | 211,446,645 | 214,972,110 | |||||
| Deferred tax assets | 6,773,586 | 5,731,640 | 5,000,309 | ||||||
| Property and equipment | 64,075 | 186,210 | 329,755 | 384,904 | |||||
| Investments accounted for using the equity method | 0 | 2,609 | 39,271 | 459,496 | |||||
| Intangible assets | 956,077 | 874,919 | 885,056 | 899,406 | ¥ 899,406 | ||||
| Right-of-use assets | 306,599 | 419,590 | 767,701 | 823,124 | |||||
| Goodwill | 9,175,539 | 8,911,445 | 8,911,445 | 8,918,108 | 8,918,108 | ||||
| Other assets | 831,626 | 1,551,365 | 1,373,679 | 1,292,595 | |||||
| Total assets | 203,536,643 | 234,382,070 | 350,967,145 | 359,661,258 | |||||
| LIABILITIES | |||||||||
| Payable to platform investors | 721,558 | 985,761 | 1,569,367 | 2,747,891 | |||||
| Borrowings | 51,114,575 | 38,823,284 | 36,915,513 | 25,927,417 | |||||
| Bonds payable | 0 | 0 | 2,143,348 | ¥ 2,013,000 | $ 300 | ¥ 2,013,000 | $ 300 | ||
| Customer deposits | 3,933,750 | 0 | 0 | ||||||
| Current income tax liabilities | 782,352 | 801,606 | 1,986,189 | 8,217,309 | |||||
| Accounts and other payables and contract liabilities | 7,492,550 | 8,451,662 | 12,828,167 | 8,805,909 | |||||
| Payable to investors of consolidated structured entities | 42,795,624 | 79,458,267 | 176,352,333 | 194,250,107 | |||||
| Financing guarantee liabilities | 4,217,979 | 4,185,532 | 5,763,369 | 2,697,109 | |||||
| Deferred tax liabilities | 333,560 | 492,125 | 539,651 | ||||||
| Lease liabilities | 302,867 | 404,518 | 760,626 | 811,248 | |||||
| Convertible promissory notes payable | 6,174,050 | 5,650,268 | 5,164,139 | 10,669,498 | |||||
| Optionally convertible promissory notes | 0 | 0 | 8,142,908 | 7,405,103 | |||||
| Financial assets sold under repurchase agreements | 782,459 | 1,307,395 | 3,343,950 | 620,297 | |||||
| Other liabilities | 1,287,562 | 1,327,993 | 1,779,645 | 2,383,836 | |||||
| Total liabilities | 119,938,886 | 141,888,411 | 257,289,205 | 265,293,837 | |||||
| EQUITY | |||||||||
| Share capital | 117 | 75 | 75 | 75 | |||||
| Share premium | 27,027,846 | 32,142,233 | 32,073,874 | 33,365,786 | |||||
| Treasury shares | (5,642,768) | (5,642,768) | (5,642,769) | (5,560,104) | |||||
| Other reserves | 1,591,448 | 1,769,185 | 3,771,768 | 10,918,331 | 10,918,331 | ||||
| Retained earnings | 58,796,059 | 62,666,679 | 61,857,055 | 54,121,797 | |||||
| Total equity attributable to owners of the Company | 81,772,702 | 90,935,404 | 92,060,003 | 92,845,885 | |||||
| Non-controlling interests | 1,825,055 | 1,558,255 | 1,617,937 | 1,521,536 | |||||
| Total equity | 83,597,757 | 92,493,659 | 93,677,940 | 94,367,421 | ¥ 94,367,421 | ||||
| Total liabilities and equity | ¥ 203,536,643 | ¥ 234,382,070 | ¥ 350,967,145 | ¥ 359,661,258 |
| X | ||||||||||
- Definition The amount of a present economic resource controlled by the entity as a result of past events. Economic resource is a right that has the potential to produce economic benefits. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- References No definition available.
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- Definition The amount of cash balances held at banks. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of bonds issued by the entity. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of outstanding funds that the entity is obligated to repay. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of consumer loans made by the entity. [Refer: Loans to consumers [member]] Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of current deposits from customers. [Refer: Deposits from customers] Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The current amount of current tax liabilities. [Refer: Current tax liabilities] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amounts of income taxes recoverable in future periods in respect of: (a) deductible temporary differences; (b) the carryforward of unused tax losses; and (c) the carryforward of unused tax credits. [Refer: Temporary differences [member]; Unused tax credits [member]; Unused tax losses [member]] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amounts of income taxes payable in future periods in respect of taxable temporary differences. [Refer: Temporary differences [member]] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of residual interest in the assets of the entity after deducting all its liabilities. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- References No definition available.
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- Definition The amount of the entity's equity and liabilities. [Refer: Equity; Liabilities] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of equity attributable to the owners of the parent. This specifically excludes non-controlling interest. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of financial assets at amortised cost. The amortised cost is the amount at which financial assets are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount, and adjusted for any impairment. [Refer: Financial assets] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of financial assets at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets; Other comprehensive income] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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| X | ||||||||||
- Definition The amount of financial assets that are measured at fair value and for which gains (losses) are recognised in profit or loss. A financial asset shall be measured at fair value through profit or loss unless it is measured at amortised cost or at fair value through other comprehensive income. A gain (loss) on a financial asset measured at fair value shall be recognised in profit or loss unless it is part of a hedging relationship, it is an investment in an equity instrument for which the entity has elected to present gains and losses in other comprehensive income or it is a financial asset measured at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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| X | ||||||||||
- Definition The amount of assets representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognised. [Refer: Total for all business combinations [member]] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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| X | ||||||||||
- Definition The amount of identifiable non-monetary assets without physical substance. This amount does not include goodwill. [Refer: Goodwill] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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| X | ||||||||||
- Definition The amount of investments accounted for using the equity method. The equity method is a method of accounting whereby the investment is initially recognised at cost and adjusted thereafter for the post-acquisition change in the investor's share of net assets of the investee. The investor's profit or loss includes its share of the profit or loss of the investee. The investor's other comprehensive income includes its share of the other comprehensive income of the investee. [Refer: At cost [member]] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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| X | ||||||||||
- Definition The nominal value of capital issued. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The amount of liabilities related to the entity's leases. Lease is a contract, or part of a contract, that conveys the right to use an underlying asset for a period of time in exchange for consideration. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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| X | ||||||||||
- Definition The amount of a present obligation of the entity to transfer an economic resource as a result of past events. Economic resource is a right that has the potential to produce economic benefits. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- References No definition available.
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| X | ||||||||||
- Definition The amount of equity in a subsidiary not attributable, directly or indirectly, to a parent. [Refer: Total for all subsidiaries [member]] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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| X | ||||||||||
- Definition The amount of notes and debentures issued by the entity. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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| X | ||||||||||
- Definition The amount of assets that the entity does not separately disclose in the same statement or note. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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| X | ||||||||||
- Definition The amount of liabilities that the entity does not separately disclose in the same statement or note. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition A component of equity representing reserves within equity, not including retained earnings. [Refer: Retained earnings] Reference 1: http://www.xbrl.org/2003/role/exampleRef
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| X | ||||||||||
- Definition The amount of tangible assets that: (a) are held for use in the production or supply of goods or services, for rental to others, or for administrative purposes; and (b) are expected to be used during more than one period. Note that right-of-use assets are not included. [Contrast: Property, plant and equipment including right-of-use assets] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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| X | ||||||||||
- Definition The amount of instruments sold with the intent to reacquire in repurchase agreements and cash collateral on securities lent. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of cash and cash equivalents whose use or withdrawal is restricted. [Refer: Cash and cash equivalents] Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition A component of equity representing the entity's cumulative undistributed earnings or deficit. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The amount of assets that represent a lessee's right to use an underlying asset for the lease term that do not meet the definition of investment property. Underlying asset is an asset that is the subject of a lease, for which the right to use that asset has been provided by a lessor to a lessee. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount received or receivable from the issuance of the entity's shares in excess of nominal value. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The amount of payment due to suppliers for goods and services used in the entity's business. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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| X | ||||||||||
- Definition The amount of trade receivables and other receivables. [Refer: Trade receivables; Other receivables] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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| X | ||||||||||
- Definition An entity’s own equity instruments, held by the entity or other members of the consolidated group. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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| X | ||||||||||
- Definition Financial assets held under resale agreements. No definition available.
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| X | ||||||||||
- Definition The amount of provision accrued for financial guarantee contracts. No definition available.
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| X | ||||||||||
- Definition The amount of Optionally convertible promissory notes payable. No definition available.
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| X | ||||||||||
- Definition Payable to investors of consolidated structured entities. No definition available.
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- Definition Payable to platform investors. No definition available.
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