Amounts recognized in the statements of financial position

The statements of financial position shows the following amounts relating to leases:

Amounts recognized in the consolidated statements of comprehensive income

The consolidated statements of comprehensive income shows the following amounts relating to leases:

Depreciation charge of

right-of-use

assets

Interest expense (included in finance costs)

Expense relating to short-term leases (included in operation and servicing expenses; general and administrative expenses; technology and analytics expenses; and sales and marketing expenses)

Expense relating to leases of

low-value

assets (included in operation and servicing expenses; general and administrative expenses; technology and analytics expenses; and sales and marketing expenses)

The total cash outflow for leases for years ended December 31, 2022, 2023 and 2024 were RMB694 million, RMB549 million and RMB355 million, respectively.

Movement of

right-of-use

assets

Opening net book amount

Acquisition of subsidiaries

Closing net book amount

Accumulated depreciation