| Borrowings |
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| Secured |
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| - Bank borrowings (a) |
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1,343,970 |
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485,400 |
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— |
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| Unsecured |
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| - Bank borrowings (b) |
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35,251,477 |
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38,072,454 |
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50,726,390 |
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36,595,447 |
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38,557,854 |
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50,726,390 |
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| Interest payable |
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320,066 |
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265,430 |
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388,185 |
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| Total borrowings |
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| (a) |
As of December 31, 2022 and 2023 the Group had RMB1,344.0 million and RMB485.4 million secured bank borrowings guaranteed by deposits (refer to Note 16(b)), The terms of the borrowing is twelve months, whose interest rate is 2.95% per annum. |
| (b) |
The following table sets forth the range of interest rates of borrowings as of December 31, 2022, 2023 and 2024: |
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(Restated ) |
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(Restated ) |
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| Bank borrowings - fixed rate |
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2.70%-4.30% |
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2.78%-4.50% |
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2.24%-4.20% |
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| Bank borrowings - floating rate |
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1.35%-5.59% |
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4.10%-7.36% |
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3.78%-7.23% |
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| (c) |
The bank borrowings are repayable as follows: |
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RMB’000 |
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RMB’000 |
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RMB’000 |
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| Within 1 year |
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36,915,513 |
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36,031,387 |
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49,114,132 |
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| Between 1 and 2 years |
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— |
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1,838,920 |
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2,000,443 |
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| Between 2 and 5 years |
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— |
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952,977 |
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— |
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36,915,513 |
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38,823,284 |
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51,114,575 |
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