v3.25.4
Technology platform-based income (Tables)
12 Months Ended
Dec. 31, 2024
Disclosure of disaggregation of revenue from contracts with customers [abstract]  
Summary of Technology platform based income
    
For the year ended December 31,
 
    
2022
    
2023
    
2024
 
    
RMB’000
    
RMB’000
    
RMB’000
 
     (Restated)      (Restated)         
Technology platform-based income
        
Retail credit and enablement service fees
     28,621,121        15,134,217        8,066,367  
Other technology platform-based income
     593,492        184,527        94,655  
  
 
 
    
 
 
    
 
 
 
  
 
29,214,613
 
  
 
15,318,744
 
  
 
8,161,022
 
  
 
 
    
 
 
    
 
 
 
Summary of Retail Credit Facilitation Service Fees
As of December 31, 2022, 2023 and 2024, 100% of the Group’s technology platform-based income were conducted in the Chinese Mainland.
 
           
For the year ended December 31,
 
           
2022
    
2023
    
2024
 
           
RMB’000
    
RMB’000
    
RMB’000
 
Retail credit and enablement service fees
           
Loan enablement service fees
     At a point in time        3,446,163        978,958        1,571,966  
Post-origination service fees
     Over time        24,028,033        13,729,327        6,480,642  
Referral income from platform service
     At a point in time        1,146,925        425,932        13,759  
     
 
 
    
 
 
    
 
 
 
     
 
28,621,121
 
  
 
15,134,217
 
  
 
8,066,367