| Deposits |
Note 10: Deposits | | | | | | | | | | | | | | December 31, 2025 | December 31, 2024 | | Non-interest bearing demand deposits | | 2,701,145 | | 2,687,877 | | | Interest bearing demand deposits | | 6,055,342 | | 5,579,775 | | Term deposits | | 3,941,581 | | 4,478,257 | | Total deposits | | 12,698,068 | | 12,745,909 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | December 31, 2025 | | Term deposits, by year of maturity | | | | 2026 | | 3,888,562 | | | 2027 | | 25,728 | | | 2028 | | 11,725 | | | 2029 | | 9,771 | | | 2030 | | 5,795 | | | Thereafter | | — | | | Total term deposits | | 3,941,581 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
The weighted-average interest rate on interest-bearing demand deposits as at December 31, 2025 is 0.74% (December 31, 2024: 0.87%). Uninsured term deposits totaled $3.9 billion as at December 31, 2025. | | | | | | | | | | | | | | | | | | | | | | By Type and Segment | December 31, 2025 | December 31, 2024 | | Payable on demand | Payable on a fixed date | Total | Payable on demand | Payable on a fixed date | Total | | Bermuda | 3,529,577 | | 951,658 | | 4,481,235 | | 3,535,770 | | 1,245,294 | | 4,781,064 | | | Cayman | 2,980,600 | | 1,085,168 | | 4,065,768 | | 2,793,194 | | 1,177,909 | | 3,971,103 | | | Channel Islands and the UK | 2,246,310 | | 1,904,755 | | 4,151,065 | | 1,938,688 | | 2,055,054 | | 3,993,742 | | | Total deposits | 8,756,487 | | 3,941,581 | | 12,698,068 | | 8,267,652 | | 4,478,257 | | 12,745,909 | |
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