v3.25.4
Credit-related arrangements, repurchase agreements and commitments (Tables)
12 Months Ended
Dec. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Schedule of contractual obligation, fiscal year maturity
The following table summarizes the Bank's commitments for sourcing and other agreements:

Year ending December 31SourcingOtherTotal
202611,902 25,657 37,559 
202711,779 18,270 30,049 
202811,737 10,685 22,422 
202911,737 1,847 13,584 
20302,934 — 2,934 
2031 & thereafter— — — 
Total commitments50,089 56,459 106,548 
Schedule of fair value, off-balance sheet risks
Outstanding unfunded commitments to extend creditDecember 31, 2025December 31, 2024
Commitments to extend credit577,370 475,289 
Documentary and commercial letters of credit859 1,576 
Total unfunded commitments to extend credit578,229 476,865 
Allowance for credit losses(131)(90)
Schedule of credit-related arrangements The following table presents the outstanding financial guarantees. Collateral is shown at estimated market value less selling cost. Where the collateral is cash, it is shown gross including accrued income.
December 31, 2025December 31, 2024
Outstanding financial guaranteesGrossCollateralNetGrossCollateralNet
Standby letters of credit245,398 223,245 22,153 236,220 207,267 28,953 
Letters of guarantee1,118 1,081 37 1,792 1,756 36 
Total246,516 224,326 22,190 238,012 209,023 28,989