| Schedule of related party transactions |
Loan balances with directors and executives of the Bank, companies in which they are principal owners and/or members of the board, and trusts in which they are involved were as follows: | | | | | | | | | | Balance at December 31, 2023 | 19,735 | | | | | | Net loans issued (repaid) during the year | (1,081) | | | | | | Effect of changes in the composition of related parties | 983 | | | | | | Balance at December 31, 2024 | 19,637 | | | | | | Net loans issued (repaid) during year | (256) | | | | | | Effect of changes in the composition of related parties | (15,163) | | | | | | Balance at December 31, 2025 | 4,218 | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | Consolidated balance sheets | | December 31, 2025 | December 31, 2024 | | | Deposits | | 92,182 | | 92,182 | | |
| | | | | | | | | | | | | | Year ended December 31 | | | Consolidated statement of operations | 2025 | 2024 | 2023 | | | Interest and fees on loans | 795 | | 1,244 | | 1,149 | | | | Total non-interest expense | 340 | | 188 | | 202 | | | | Other non-interest income | 271 | | 269 | | 230 | | |
Certain affiliates of the Bank have loans and deposits with the Bank which were made and are maintained in the ordinary course of business on normal commercial terms. Balances with these parties were as follows:
| | | | | | | | | | | | | | | Consolidated balance sheets | | December 31, 2025 | December 31, 2024 | | | | Loans | | 8,884 | | 9,056 | | | | | Deposits | | 545 | | 811 | | | | | Accrued interest and other liabilities | | 175 | | 167 | | | | | | | | | | | Year ended December 31 | | | | Consolidated statement of operations | 2025 | 2024 | 2023 | | | | Interest and fees on loans | 706 | | 780 | | 827 | | | | | | | | | | | Total non-interest expense | 1,987 | | 1,562 | | 1,573 | | | | | Other non-interest income | 265 | | 252 | | 242 | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | Consolidated balance sheets | | December 31, 2025 | December 31, 2024 | | | | | | | | Deposits | | 9,365 | | 9,441 | | | | Accrued interest and other assets | | 461 | | — | | | | | | | | | Year ended December 31 | | | Consolidated statement of operations | 2025 | 2024 | 2023 | | | Asset management | 12,345 | | 11,003 | | 9,461 | | | | Custody and other administration services | 1,576 | | 1,385 | | 1,163 | | | | Other non-interest income | 642 | | — | | — | | | | Interest expense - deposits | — | | — | | 489 | | | | | | | | | | | | |
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