Note 7 Loans and advances breakdown by counterparty and product (Details) - EUR (€)
€ in Millions |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
| On demand [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
€ 6,192
|
€ 5,307
|
€ 3,040
|
| Credit card debt [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
30,651
|
27,721
|
22,890
|
| Commercial debtors [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
34,426
|
31,764
|
25,171
|
| Finance leases [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
10,610
|
10,125
|
9,463
|
| Reverse repurchase loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
8,864
|
9,420
|
7,223
|
| Other term loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
392,469
|
347,102
|
322,683
|
| Advances that are not loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
13,292
|
12,330
|
12,116
|
| Total loans and advances by products [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
496,503
|
443,769
|
402,586
|
| Of which mortagage loans collateralized by immovable property [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
134,624
|
127,860
|
122,397
|
| Of which other collateralized loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
30,715
|
29,861
|
26,671
|
| Of which credit for consumption [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
74,965
|
67,446
|
59,892
|
| Of which lending for house purchase [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
103,397
|
98,570
|
97,555
|
| Of which project finance loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
5,579
|
6,669
|
7,181
|
| Central banks [Member] | On demand [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
0
|
0
|
0
|
| Central banks [Member] | Credit card debt [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
|
0
|
0
|
| Central banks [Member] | Finance leases [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
0
|
0
|
0
|
| Central banks [Member] | Reverse repurchase loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
0
|
0
|
1,345
|
| Central banks [Member] | Other term loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
10,141
|
7,803
|
4,878
|
| Central banks [Member] | Advances that are not loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
727
|
452
|
927
|
| Central banks [Member] | Total loans and advances by products [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
10,869
|
8,255
|
7,151
|
| Central banks [Member] | Of which other collateralized loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
0
|
0
|
1,347
|
| Government [member] | On demand [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
9
|
8
|
6
|
| Government [member] | Credit card debt [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
1
|
1
|
1
|
| Government [member] | Commercial debtors [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
1,019
|
1,077
|
960
|
| Government [member] | Finance leases [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
162
|
171
|
225
|
| Government [member] | Reverse repurchase loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
181
|
219
|
0
|
| Government [member] | Other term loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
23,871
|
20,519
|
21,662
|
| Government [member] | Advances that are not loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
665
|
117
|
412
|
| Government [member] | Total loans and advances by products [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
25,907
|
22,111
|
23,265
|
| Government [member] | Of which mortagage loans collateralized by immovable property [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
213
|
245
|
271
|
| Government [member] | Of which other collateralized loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
6,530
|
6,059
|
6,933
|
| credit institutions [Member] | On demand [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
0
|
0
|
0
|
| credit institutions [Member] | Credit card debt [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
0
|
0
|
0
|
| credit institutions [Member] | Commercial debtors [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
135
|
71
|
76
|
| credit institutions [Member] | Finance leases [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
0
|
0
|
0
|
| credit institutions [Member] | Reverse repurchase loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
8,120
|
9,157
|
5,786
|
| credit institutions [Member] | Other term loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
10,418
|
7,529
|
5,329
|
| credit institutions [Member] | Advances that are not loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
5,704
|
5,960
|
6,312
|
| credit institutions [Member] | Total loans and advances by products [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
24,377
|
22,719
|
17,502
|
| credit institutions [Member] | Of which mortagage loans collateralized by immovable property [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
0
|
0
|
0
|
| credit institutions [Member] | Of which other collateralized loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
8,628
|
9,628
|
4,558
|
| Other financial corporations [Member] | On demand [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
24
|
59
|
73
|
| Other financial corporations [Member] | Credit card debt [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
4
|
3
|
2
|
| Other financial corporations [Member] | Commercial debtors [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
1,600
|
1,244
|
586
|
| Other financial corporations [Member] | Finance leases [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
18
|
11
|
12
|
| Other financial corporations [Member] | Reverse repurchase loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
563
|
44
|
92
|
| Other financial corporations [Member] | Other term loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
17,027
|
11,771
|
9,300
|
| Other financial corporations [Member] | Advances that are not loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
4,286
|
4,365
|
3,186
|
| Other financial corporations [Member] | Total loans and advances by products [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
23,522
|
17,497
|
13,251
|
| Other financial corporations [Member] | Of which mortagage loans collateralized by immovable property [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
889
|
680
|
526
|
| Other financial corporations [Member] | Of which other collateralized loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
624
|
530
|
465
|
| Non financial corporations [Member] | On demand [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
3,424
|
3,140
|
1,933
|
| Non financial corporations [Member] | Credit card debt [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
2,585
|
2,268
|
1,927
|
| Non financial corporations [Member] | Commercial debtors [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
31,541
|
29,247
|
23,462
|
| Non financial corporations [Member] | Finance leases [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
10,166
|
9,672
|
8,940
|
| Non financial corporations [Member] | Reverse repurchase loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
0
|
0
|
0
|
| Non financial corporations [Member] | Other term loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
168,758
|
148,167
|
134,024
|
| Non financial corporations [Member] | Advances that are not loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
1,530
|
1,084
|
956
|
| Non financial corporations [Member] | Total loans and advances by products [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
218,004
|
193,579
|
171,241
|
| Non financial corporations [Member] | Of which mortagage loans collateralized by immovable property [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
31,091
|
29,307
|
24,829
|
| Non financial corporations [Member] | Of which other collateralized loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
11,963
|
10,996
|
10,938
|
| Non financial corporations [Member] | Of which project finance loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
5,579
|
6,669
|
7,181
|
| Households [Member] | On demand [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
2,735
|
2,099
|
1,028
|
| Households [Member] | Credit card debt [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
28,061
|
25,449
|
20,959
|
| Households [Member] | Commercial debtors [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
131
|
125
|
88
|
| Households [Member] | Finance leases [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
263
|
270
|
285
|
| Households [Member] | Reverse repurchase loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
0
|
0
|
0
|
| Households [Member] | Other term loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
162,253
|
151,313
|
147,491
|
| Households [Member] | Advances that are not loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
380
|
353
|
324
|
| Households [Member] | Total loans and advances by products [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
193,824
|
179,610
|
170,175
|
| Households [Member] | Of which mortagage loans collateralized by immovable property [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
102,431
|
97,627
|
96,772
|
| Households [Member] | Of which other collateralized loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
2,970
|
2,648
|
2,430
|
| Households [Member] | Of which credit for consumption [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
74,965
|
67,446
|
59,892
|
| Households [Member] | Of which lending for house purchase [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
103,397
|
98,570
|
97,555
|
| Gross Carrying Amount [Member] | On demand [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
6,479
|
5,521
|
3,175
|
| Gross Carrying Amount [Member] | Credit card debt [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
33,113
|
29,669
|
24,454
|
| Gross Carrying Amount [Member] | Commercial debtors [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
34,723
|
32,023
|
25,346
|
| Gross Carrying Amount [Member] | Finance leases [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
10,862
|
10,364
|
9,714
|
| Gross Carrying Amount [Member] | Reverse repurchase loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
8,865
|
9,422
|
7,234
|
| Gross Carrying Amount [Member] | Other term loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
401,489
|
356,002
|
331,813
|
| Gross Carrying Amount [Member] | Advances that are not loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
13,342
|
12,397
|
12,164
|
| Gross Carrying Amount [Member] | Total loans and advances by products [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
508,872
|
455,399
|
413,901
|
| Gross Carrying Amount [Member] | Of which mortagage loans collateralized by immovable property [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
137,107
|
130,633
|
125,328
|
| Gross Carrying Amount [Member] | Of which other collateralized loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
30,955
|
30,129
|
26,963
|
| Gross Carrying Amount [Member] | Of which credit for consumption [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
80,560
|
72,447
|
64,303
|
| Gross Carrying Amount [Member] | Of which lending for house purchase [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
104,890
|
100,218
|
99,224
|
| Gross Carrying Amount [Member] | Of which project finance loans [Member] |
|
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
|
| Loans and advances by counterparty and product |
€ 5,663
|
€ 6,901
|
€ 7,743
|