v3.25.4
Note 32 Amount of capital CC1 (Details) - EUR (€)
€ in Millions
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Amount of capital CC1 [Line Items]      
Total Tier 1 € 55,934,000 € 56,822 € 52,150
Total capital tier 1 tier 2 68,365,000 66,680 60,332
Total RWA 397,241,000 394,468 363,915
Capital and share premium [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 21,266,000 22,008 22,629
Retained earnings and equity instruments [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 [1] 42,657,000 39,652 34,889
Other accumulated income and other reserves [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 (17,459,000) (14,334) (12,872)
Non-controlling interests [member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 2,762,000 2,343 1,864
Net interim attributable profit [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 [1] 5,244,000 5,013 4,759
Common equity tier 1 CET1 before oter regulatory adjustments [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 54,471,000 54,681 51,269
Classes of intangible assets and goodwill [domain]      
Amount of capital CC1 [Line Items]      
Total Tier 1 (1,691,000) (1,553) (1,421)
Direct and indirect holdings in own common equity tier 1 instruments [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 (390,000) (243) (331)
Deferred tax assets [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 (815,000) (844) (988)
Other deductions and filters [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 [2] (1,129,000) (1,242) (2,412)
Total common equity tier 1 regulatory adjustments [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 (4,024,000) (3,882) (5,153)
Common equity TIER 1 CET1 [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 50,446,000 50,799 46,116
Capital instruments and share premium accounts classified as liabilities and qualifying as additional tier 1 [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 5,303,000 5,638 5,715
Qualifying tier 1 capital included in consolidated AT1 capital issued by subsidiaries and held by third parties [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 185,000 386 319
Additional tier 1 (CET 1) before regulatory adjustments [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 5,488,000 6,023 6,033
Transitional CET1 adjustments [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 0 0 0
Total regulatory adjustments to additional tier 1 [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 0 0 0
Additional tier 1 AT1 [Member]      
Amount of capital CC1 [Line Items]      
Total Tier 1 5,488,000 6,023 6,033
Capital instruments and share premium accounted as tier 2 [Member]      
Amount of capital CC1 [Line Items]      
Total capital tier 2 6,239,000 5,629 5,214
Qualifying tier 2 capital included in consolidated T2 capital issued by subsidiaries and held by third parties [Member]      
Amount of capital CC1 [Line Items]      
Total capital tier 2 6,022,000 4,192 2,890
Credit risk adjustments [Member]      
Amount of capital CC1 [Line Items]      
Total capital tier 2 180,000 47 88
Tier 2 before regulatory adjustments [Member]      
Amount of capital CC1 [Line Items]      
Total capital tier 2 12,441,000 9,868 8,192
Tier 2 regulatory adjustments [Member]      
Amount of capital CC1 [Line Items]      
Total capital tier 2 (10,000) (10) (10)
Tier 2 after regulatory adjustments [Member]      
Amount of capital CC1 [Line Items]      
Total capital tier 2 € 12,431,000 € 9,858 € 8,182
CET 1 phased in [Member]      
Amount of capital CC1 [Line Items]      
Percentage ratio phase in 12.70% 12.88% 12.67%
Tier 1 phased in [Member]      
Amount of capital CC1 [Line Items]      
Percentage ratio phase in 14.08% 14.40% 14.33%
Total capital phased in [Member]      
Amount of capital CC1 [Line Items]      
Percentage ratio phase in 17.21% 16.90% 16.58%
[1]
(1) It includes the amount of the share buyback program not recognized for accounting purposes.
[2]
(3) As of December 31, 2023, the amount of the share buyback program for the year 2023, considered as a dividend approved by the General Shareholders' Meetings, was deducted.