Note 40 Fees and commission expense (Details) - EUR (€) € in Millions |
12 Months Ended | ||||
|---|---|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
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| Fee and commission expense [Line Items] | |||||
| Demand accounts | € 9 | € 7 | € 6 | ||
| Credit and debit cards expenses | [1] | 3,654 | 3,534 | 2,337 | |
| Transfers and other payment orders expenses | 192 | 153 | 156 | ||
| Commissions for selling insurance | 44 | 47 | 40 | ||
| Custody securities | 96 | 101 | 111 | ||
| Other fee and commission expense | 1,533 | 1,206 | 961 | ||
| Fee and commission expense | € 5,528 | € 5,048 | € 3,611 | ||
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