v3.25.4
Note 51 Liabilities from financing activities (Details) - EUR (€)
€ in Millions
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing activities liabilities [Line Items]      
Debt instruments issued € 69,867 € 68,707 € 55,429
Subordinated liabilities [1] 19,556 15,832 12,485
Debt instruments issued 81,842 69,867 68,707
Subordinated liabilities [1] 20,949 19,556 15,832
Debt certificates [Member]      
Financing activities liabilities [Line Items]      
Cash flows liabilities from financing activities 15,120 627 13,283
Non-cash changes liabilities from financing activities (3,145) 532 (5)
Debt certificates [Member] | Non-cash changes in liabilities from acquisition [Member]      
Financing activities liabilities [Line Items]      
Non-cash changes liabilities from financing activities 0 0 0
Debt certificates [Member] | Non-cash changes in liabilities from disposal [Member]      
Financing activities liabilities [Line Items]      
Non-cash changes liabilities from financing activities 0 0 0
Debt certificates [Member] | Non-cash changes from disposals by companies held for sale [Member]      
Financing activities liabilities [Line Items]      
Non-cash changes liabilities from financing activities 0 0 0
Debt certificates [Member] | Non-cash changes from foreign exchange movements [Member]      
Financing activities liabilities [Line Items]      
Non-cash changes liabilities from financing activities 0 0 0
Debt certificates [Member] | Non-cash changes in liabilities from fair value changes [Member]      
Financing activities liabilities [Line Items]      
Non-cash changes liabilities from financing activities (3,145) 532 (5)
Subordinated liabilities [Member]      
Financing activities liabilities [Line Items]      
Cash flows liabilities from financing activities [1] 2,738 3,303 3,388
Non-cash changes liabilities from financing activities [1] (1,345) 421 (40)
Subordinated liabilities [Member] | Non-cash changes in liabilities from acquisition [Member]      
Financing activities liabilities [Line Items]      
Non-cash changes liabilities from financing activities [1] 0 0 0
Subordinated liabilities [Member] | Non-cash changes in liabilities from disposal [Member]      
Financing activities liabilities [Line Items]      
Non-cash changes liabilities from financing activities [1] 0 0 0
Subordinated liabilities [Member] | Non-cash changes from disposals by companies held for sale [Member]      
Financing activities liabilities [Line Items]      
Non-cash changes liabilities from financing activities [1] 0 0 0
Subordinated liabilities [Member] | Non-cash changes from foreign exchange movements [Member]      
Financing activities liabilities [Line Items]      
Non-cash changes liabilities from financing activities [1] 0 0 0
Subordinated liabilities [Member] | Non-cash changes in liabilities from fair value changes [Member]      
Financing activities liabilities [Line Items]      
Non-cash changes liabilities from financing activities [1] € (1,345) € 421 € (40)
[1]
(1) There were €104 million, €56 million and €35 million of subordinated deposits as of December 31, 2025, 2024 and 2023, respectively (see Note 22.4). In addition, there were coupon payments on subordinated liabilities for €397 million, €388 million and €345 million in 2025, 2024 and 2023, respectively. Appendix VI details the outstanding subordinated debt issued by their nominal value.