v3.25.4
Note 43
12 Months Ended
Dec. 31, 2025
Income And Expenses From Insurance And Reinsurance Contracts [Abstract]  
Disclosure of Income and Expenses From Insurance and Reinsurance Contracts [Text Block] Income and expense from insurance and reinsurance contracts
The balances of the headings “Income and expense from insurance and reinsurance contracts” in the consolidated income statements stem from the insurance activity and include the following:
INCOME AND EXPENSE FROM INSURANCE AND REINSURANCE CONTRACTS (MILLIONS OF EUROS)
2025
2024
2023
Income from insurance and reinsurance contracts
3,890
3,720
3,081
Expense from insurance and reinsurance contracts
(2,370)
(2,238)
(1,821)
Total1,5201,4821,261
The table below shows the contribution of each insurance product to the Group´s income for the years ended December 31, 2025, 2024 and 2023:
NET INCOME BY TYPE OF PRODUCT (MILLIONS OF EUROS)
2025
2024
2023
Life insurance
683
752
617
Individual
513
656
590
Group insurance
170
96
27
Non-Life insurance
837
730
643
Home insurance
—
—
—
Other non-life insurance products
837
730
643
Total1,5201,4821,261