| Eligible capital resources [Table Text Block] |
A reconciliation of the main figures between the accounting and regulatory own funds as of December 31, 2025, 2024 and 2023 is shown below: | | | | | | | | | | | | | | | | ELIGIBLE CAPITAL RESOURCES (MILLIONS OF EUROS) | | | | | | | | | Notes | 2025 | | 2024 | 2023 | Capital | 26 | 2,797 | | 2,824 | 2,861 | Share premium | 27 | 18,469 | | 19,184 | 19,769 | Retained earnings, revaluation reserves and other reserves | 28 | 46,550 | | 42,507 | 38,251 | Other equity instruments, net | | 40 | | 40 | 40 | Treasury shares | 29 | (299) | | (66) | (34) | Profit (loss) attributable to the parent company | 5 | 10,511 | | 10,054 | 8,019 | Interim dividend | | (1,840) | | (1,668) | (951) | | Total equity | | 76,228 | | 72,875 | 67,955 | Accumulated other comprehensive income (loss) | 30 | (18,871) | | (17,220) | (16,254) | Minority interests | 31 | 4,441 | | 4,359 | 3,564 | | Shareholders' equity | | 61,798 | | 60,014 | 55,265 | | Goodwill and other intangible assets | | (1,691) | | (1,553) | (1,421) | | | | | | | | Equity not eligible at solvency level | | (231) | | (185) | (137) | Other adjustments and deductions ⁽¹⁾ | | (9,430) | | (7,476) | (7,591) | | Common Equity Tier 1 (CET 1) | | 50,446 | | 50,799 | 46,116 | | | | | | | | | | | | | | Additional Tier 1 | | 5,488 | | 6,023 | 6,033 | | Tier 2 | | 12,431 | | 9,858 | 8,182 | | | | | | | | Total Capital (Total Capital = Tier 1 + Tier 2) | | 68,365 | | 66,680 | 60,332 | Total Minimum equity required ⁽²⁾ | | 53,403 | | 52,427 | 47,455 |
(1) Other adjustments and deductions include, among others, the adjustment for non-computable minority interests, the amount of dividends pending distribution and, in 2025, the amount corresponding to the maximum limit authorized by the ECB for the repurchase of BBVA's own shares (excluding the amount corresponding to the shares already acquired as of December 31, 2025). (2) Calculated based on total minimum capital requirements applicable in each period.
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| Amount of capital CC1 [Table Text Block] |
The Group’s eligible own funds and risk-weighted assets (RWAs) in accordance with the aforementioned applicable regulation as of December 31, 2025, 2024 and 2023 are shown below: | | | | | | | | | | | | AMOUNT OF CAPITAL CC1 (MILLIONS OF EUROS) | | | | | | 2025 | 2024 | 2023 | Capital and share premium | 21,266 | 22,008 | 22,629 | Retained earnings and equity instruments ⁽¹⁾ | 42,657 | 39,652 | 34,889 | Other accumulated income and other reserves | (17,459) | (14,334) | (12,872) | Minority interests | 2,762 | 2,343 | 1,864 | Net attributable profit ⁽²⁾ | 5,244 | 5,013 | 4,759 | | Common Equity Tier I (CET1) before other regulatory adjustments | 54,471 | 54,681 | 51,269 | Goodwill and intangible assets | (1,691) | (1,553) | (1,421) | Direct, indirect and synthetic holdings in own Common Equity Tier I instruments | (390) | (243) | (331) | Deferred tax assets | (815) | (844) | (988) | Other deductions and filters ⁽3⁾ | (1,129) | (1,242) | (2,412) | | Total common equity Tier 1 regulatory adjustments | (4,024) | (3,882) | (5,153) | | Common equity TIER 1 (CET1) | 50,446 | 50,799 | 46,116 | Capital instruments and share premium accounts classified as liabilities and qualifying as Additional Tier I | 5,303 | 5,638 | 5,715 | Qualifying Tier 1 capital included in consolidated AT1 capital issued by subsidiaries and held by third parties | 185 | 386 | 319 | | Additional Tier 1 (AT 1) before regulatory adjustments | 5,488 | 6,023 | 6,033 | Transitional Tier 1 adjustments | — | — | — | | Total regulatory adjustments to additional Tier 1 | — | — | — | | Additional Tier 1 (AT1) | 5,488 | 6,023 | 6,033 | | Tier 1 (Common equity TIER 1 + additional TIER 1) | 55,934 | 56,822 | 52,150 | Capital instruments and share premium accounted as Tier 2 | 6,239 | 5,629 | 5,214 | Qualifying Tier 2 capital included in consolidated T2 capital issued by subsidiaries and held by third parties | 6,022 | 4,192 | 2,890 | Credit risk adjustments | 180 | 47 | 88 | | Tier 2 before regulatory adjustments | 12,441 | 9,868 | 8,192 | | Tier 2 regulatory adjustments | (10) | (10) | (10) | | Tier 2 | 12,431 | 9,858 | 8,182 | | Total capital (Total capital = Tier 1 + Tier 2) | 68,365 | 66,680 | 60,332 | | Total RWA | 397,241 | 394,468 | 363,915 | CET 1 ratio | 12.70 | % | 12.88 | % | 12.67 | % | Tier 1 ratio | 14.08 | % | 14.40 | % | 14.33 | % | Total capital ratio | 17.21 | % | 16.90 | % | 16.58 | % |
(1) It includes the amount of the share buyback program not recognized for accounting purposes. (2) As of December 31, 2025, the expected total shareholder remuneration corresponding to the year 2025, subject to approval by the General Shareholders' Meeting, is deducted. As of December 31, 2024, the total shareholder remuneration corresponding to the year 2024, approved by the General Shareholders' Meeting, is deducted. As of December 31, 2023, the cash amount is deducted from the total shareholder remuneration corresponding to 2023, approved by the General Shareholders' Meeting. (3) As of December 31, 2023, the amount of the share buyback program for the year 2023, considered as a dividend approved by the General Shareholders' Meetings, was deducted.
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