Note 33 (Tables)

12 Months Ended

Dec. 31, 2025

Commitments and guarantees given [Abstract]

Commitments and guarantees given [Table Text Block]

The breakdown of the off-balance sheet exposures is as follows:


COMMITMENTS AND GUARANTEES GIVEN (MILLIONS OF EUROS)

			Notes			2025			2024			2023
Loan commitments given			7.2.2			227,554			188,515			152,868
Of which: impaired						179			160			165
Central banks						—			254			—
General governments						3,886			3,247			3,115
Credit institutions						18,223			13,441			15,595
Other financial corporations						14,295			8,656			7,063
Non-financial corporations						92,124			82,891			71,303
Households						99,026			80,026			55,791
Financial guarantees given			7.2.2			24,865			22,503			18,839
Of which: impaired (1)						138			192			229
Central banks						—			—			—
General governments						147			183			74
Credit institutions						774			636			978
Other financial corporations						3,204			2,843			2,177
Non-financial corporations						20,512			18,724			15,460
Households						228			116			150
Other commitments given			7.2.2			60,159			51,215			42,577
Of which: impaired (1)						359			439			636
Central banks						—			—			—
General governments						368			354			327
Credit institutions						7,265			6,447			3,607
Other financial corporations						4,043			3,256			1,837
Non-financial corporations						48,291			41,005			36,681
Households						192			153			125
Total			7.2.2			312,578			262,233			214,283

(1) Non-performing financial guarantees given amounted to €497 million, €631 million and €865 million, respectively, as of December 31, 2025, 2024 and 2023.