v3.25.4
Trade accounts and other receivables from unrelated parties - Reconciliation of portfolios of insurance and reinsurance contracts (Details) - EUR (€)
€ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Reinsurance contracts    
Insurance and reinsurance contracts    
Insurance contract receivables (liabilities) at the beginning of the period € (9,988) € 52,206
Incurred claims and other directly attributable expenses (211,789) (244,757)
Changes that relate to past service - changes in the fulfillment cash-flows relating to LIC 19,354 (58,654)
Claims and other directly attributable expenses paid (618,473) (562,067)
Premium revenue 827,891 802,597
Foreign currency translation and other changes 507 687
Insurance contract receivables (liabilities) at the end of the period 7,502 (9,988)
Premium revenue for past performance years 32,974 (14,916)
Reinsurance contracts | Present value of future cash flows    
Insurance and reinsurance contracts    
Insurance contract receivables (liabilities) at the beginning of the period (9,287) 53,137
Incurred claims and other directly attributable expenses (211,997) (245,035)
Changes that relate to past service - changes in the fulfillment cash-flows relating to LIC 19,354 (58,654)
Claims and other directly attributable expenses paid (618,473) (562,067)
Premium revenue 827,891 802,597
Foreign currency translation and other changes 433 735
Insurance contract receivables (liabilities) at the end of the period 7,921 (9,287)
Reinsurance contracts | Risk adjustment for non-financial risk    
Insurance and reinsurance contracts    
Insurance contract receivables (liabilities) at the beginning of the period (701) (931)
Incurred claims and other directly attributable expenses 208 278
Foreign currency translation and other changes 74 (48)
Insurance contract receivables (liabilities) at the end of the period (419) (701)
Insurance contracts    
Insurance and reinsurance contracts    
Insurance contract receivables (liabilities) at the beginning of the period (8,339) 26,836
Incurred claims and other directly attributable expenses (367,350) (242,885)
Changes that relate to past service - changes in the fulfillment cash-flows relating to LIC 8,475 (16,108)
Claims and other directly attributable expenses paid (845,988) (604,843)
Premium revenue 1,225,709 828,437
Foreign currency translation and other changes 165 224
Insurance contract receivables (liabilities) at the end of the period 12,672 (8,339)
Premium revenue for past performance years 30,137 (2,095)
Insurance contracts | Present value of future cash flows    
Insurance and reinsurance contracts    
Insurance contract receivables (liabilities) at the beginning of the period (7,751) 27,389
Incurred claims and other directly attributable expenses (367,292) (242,885)
Changes that relate to past service - changes in the fulfillment cash-flows relating to LIC 8,475 (16,108)
Claims and other directly attributable expenses paid (845,988) (604,843)
Premium revenue 1,225,709 828,437
Foreign currency translation and other changes 95 259
Insurance contract receivables (liabilities) at the end of the period 13,248 (7,751)
Insurance contracts | Risk adjustment for non-financial risk    
Insurance and reinsurance contracts    
Insurance contract receivables (liabilities) at the beginning of the period (588) (553)
Incurred claims and other directly attributable expenses (58)  
Foreign currency translation and other changes 70 (35)
Insurance contract receivables (liabilities) at the end of the period € (576) € (588)