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| Non-current provisions and other non-current financial and non-financial liabilities | 18.Non-current provisions and other non-current financial and non-financial liabilities Of the total amount of non-current provisions and other non-current financial and non-financial liabilities amounting to €503,080 at December 31, 2025 (2024: €912,848), €310,020 (2024: €657,027) are due in between more than one and three years, €103,599 (2024: €137,435) are due in between three to five years, and €89,460 (2024: €118,386) are due after five years. The following table shows the development of non-current provisions in the fiscal year:
For further information regarding self-insurance programs, see note 2 d). Personnel expenses mainly refer to provisions for severance payments and provisions for cash-settled share-based plans. As of December 31, 2025, provisions for cash-settled share-based plans amounted to €37,489 (2024: €40,035) and provisions for severance payments amounted to €6,656 (2024: €7,976). For further information regarding share-based plans, see note 23. The item “Other non-current provisions” in the table above includes provisions for litigation and warranties. The decrease during the period that arises from the passage of time and the effect of any change in the discount rate are not material. Other non-current financial liabilities As of December 31, 2025 and 2024 other non-current financial liabilities consisted of the following:
For information regarding the settlement of put options held by non - physician investors originally granted as part of the 2022 merger of Cricket Health, Interwell Health LLC and Fresenius Health Partners, Inc., see note 26. Other non-current liabilities As of December 31, 2025 and 2024 other non-current liabilities consisted of the following:
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