v3.25.4
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions
Dec. 31, 2025
Dec. 31, 2024
ASSETS    
Cash and due from banks $ 683 $ 651
Money market investments:    
Interest-bearing deposits 2,202 2,850
Federal funds sold and securities purchased under agreements to resell 1,420 1,453
Trading securities, at fair value 64 35
Investment securities:    
Available-for-sale, at fair value 9,207 9,095
Held-to-maturity, at amortized cost (fair value $8,940 and $9,382) 8,867 9,669
Total investment securities 18,074 18,764
Loans held for sale (includes $71 and $25 of loans carried at fair value) 201 74
Loans held for investment, net of allowance    
Loans and leases, net of unearned income and fees 60,917 59,410
Allowance for loan and lease losses 678 696
Loans held for investment, net of allowance 60,239 58,714
Other noninterest-bearing investments 1,076 1,020
Premises, equipment, and software, net 1,363 1,366
Goodwill and intangibles 1,091 1,052
Other real estate owned 5 1
Other assets 2,572 2,795
Total assets 88,990 88,775
Deposits [Abstract]    
Noninterest-bearing demand 25,823 24,704
Interest-bearing:    
Savings and money market 39,914 40,037
Time 9,907 11,482
Total deposits 75,644 76,223
Federal funds and other short-term borrowings 3,104 3,832
Long-term debt 1,472 950
Reserve for unfunded lending commitments 46 45
Other liabilities 1,544 1,601
Total liabilities 81,810 82,651
Shareholders’ equity:    
Preferred stock, without par value; authorized 4,400 shares 66 66
Common stock ($0.001 par value; authorized 350,000 shares; issued and outstanding 147,653 and 147,871 shares) and additional paid-in capital 1,726 1,737
Retained earnings 7,329 6,701
Accumulated other comprehensive income (loss) (1,941) (2,380)
Total shareholders’ equity 7,180 6,124
Total liabilities and shareholders’ equity $ 88,990 $ 88,775