v3.25.4
REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)
 12 Months Ended
Dec. 31, 2025
Revenue Recognition and Deferred Revenue [Abstract]  
Schedule of Disaggregation of Revenue
The following schedule presents revenue from contracts with customers disaggregated by operating segment and reconciles those amounts to total noninterest income. Customer-related noninterest income from other sources represents revenue earned from customers that falls outside the scope of the applicable accounting guidance for revenue from contracts with customers.
Zions BankCB&TAmegy
(In millions)202520242023202520242023202520242023
Commercial account fees
$60 $57 $55 $32 $31 $32 $61 $59 $56 
Card fees 1
49 50 52 18 19 21 29 31 31 
Retail and business banking fees
21 19 19 13 11 11 16 14 14 
Capital markets fees and income 2
1 1 — 2 1 — 9 3 — 
Wealth management fees16 21 23 6 4 4 18 18 17 
Other customer-related fees8 9 8 10 8 7 5 6 7 
Total noninterest income from contracts with customers
155 157 157 81 74 75 138 131 125 
Customer-related noninterest income from other sources
33 24 24 38 39 35 39 34 37 
Total customer-related noninterest income
188 181 181 119 113 110 177 165 162 
Noncustomer-related noninterest income
2 6 11 7 8 6 12 10 22 
Total noninterest income
$190 $187 $192 $126 $121 $116 $189 $175 $184 
NBAZNSBVectra
(In millions)202520242023202520242023202520242023
Commercial account fees
$10 $11 $10 $12 $13 $12 $7 $7 $7 
Card fees 1
16 15 15 16 16 16 9 10 9 
Retail and business banking fees
9 9 8 11 10 10 4 3 4 
Capital markets fees and income 2
— — — — — — — — — 
Wealth management fees4 3 3 7 6 5 2 2 1 
Other customer-related fees1 1 1 — 1 1 6 5 4 
Total noninterest income from contracts with customers
40 39 37 46 46 44 28 27 25 
Customer-related noninterest income from other sources
5 4 2 5 2 1 5 2 3 
Total customer-related noninterest income
45 43 39 51 48 45 33 29 28 
Noncustomer-related noninterest income
(1)— 1 1 4 — 3 — — 
Total noninterest income
$44 $43 $40 $52 $52 $45 $36 $29 $28 
TCBWOtherConsolidated Bank
(In millions)202520242023202520242023202520242023
Commercial account fees
$2 $2 $2 $1 $2 $— $185 $182 $174 
Card fees 1
2 2 2 — 1 — 139 144 146 
Retail and business banking fees
— 1 — — — — 74 67 66 
Capital markets fees and income 2
— — — 7 6 4 19 11 4 
Wealth management fees— — 1 1 — (1)54 54 53 
Other customer-related fees2 1 1 26 24 31 58 55 60 
Total noninterest income from contracts with customers
6 6 6 35 33 34 529 513 503 
Customer-related noninterest income from other sources
2 2 1 6 19 14 133 126 113 
Total customer-related noninterest income
8 8 7 41 52 48 662 639 616 
Noncustomer-related noninterest income
— — — 72 33 17 96 61 61 
Total noninterest income
$8 $8 $7 $113 $85 $65 $758 $700 $677 
1 Card fees exclude costs associated with reward programs that are netted against interchange fees, as these costs fall outside the scope of the applicable accounting guidance for revenue from contracts with customers.
2 Capital markets fees and income exclude revenue related to real estate capital markets, swaps, loan syndications, foreign exchange activities, and the net CVA, as these items are not within the scope of applicable accounting guidance for revenue from contracts with customers.