v3.25.4
LOANS, LEASES, AND ALLOWANCE FOR CREDIT LOSSES (Summary of Changes in the Allowance for Credit Losses) (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Allowance for loan and lease losses      
Balance at beginning of year $ 696 $ 684  
Provision for loan losses 71 72 $ 148
Gross loan and lease charge-offs 122 91  
Recoveries 33 31  
Net loan and lease charge-offs (recoveries) 89 60  
Balance at end of year 678 696 684
Reserve for unfunded lending commitments      
Balance at beginning of year 45 45  
Provision for unfunded lending commitments 1 0 (16)
Balance at end of year 46 45 45
Total allowance for credit losses 724 741  
Commercial      
Allowance for loan and lease losses      
Balance at beginning of year 308 302  
Provision for loan losses 162 51  
Gross loan and lease charge-offs 103 68  
Recoveries 24 23  
Net loan and lease charge-offs (recoveries) 79 45  
Balance at end of year 391 308 302
Reserve for unfunded lending commitments      
Balance at beginning of year 26 19  
Provision for unfunded lending commitments (7) 7  
Balance at end of year 19 26 19
Total allowance for credit losses 410 334  
Commercial real estate      
Allowance for loan and lease losses      
Balance at beginning of year 300 241  
Provision for loan losses (115) 67  
Gross loan and lease charge-offs 4 11  
Recoveries 4 3  
Net loan and lease charge-offs (recoveries) 0 8  
Balance at end of year 185 300 241
Reserve for unfunded lending commitments      
Balance at beginning of year 11 17  
Provision for unfunded lending commitments 8 (6)  
Balance at end of year 19 11 17
Total allowance for credit losses 204 311  
Consumer      
Allowance for loan and lease losses      
Balance at beginning of year 88 141  
Provision for loan losses 24 (46)  
Gross loan and lease charge-offs 15 12  
Recoveries 5 5  
Net loan and lease charge-offs (recoveries) 10 7  
Balance at end of year 102 88 141
Reserve for unfunded lending commitments      
Balance at beginning of year 8 9  
Provision for unfunded lending commitments 0 (1)  
Balance at end of year 8 8 $ 9
Total allowance for credit losses $ 110 $ 96