v3.25.4
LOANS, LEASES, AND ALLOWANCE FOR CREDIT LOSSES (Summary of Outstanding Loan Balances (Accruing and Nonaccruing) Categorized by Credit Quality Indicators - Current Year) (Details) - USD ($)
$ in Millions
Dec. 31, 2025
Dec. 31, 2024
Total loans    
2025 $ 10,269 $ 8,437
2024 7,205 6,729
2023 5,114 11,321
2022 8,824 7,007
2021 5,665 3,912
Prior 9,135 7,759
Revolving loans amortized cost basis 14,014 13,581
Revolving loans converted to term loans amortized cost basis 691 664
Total loans 60,917 59,410
Commercial    
Total loans    
2025 5,508 4,715
2024 4,156 3,552
2023 2,395 4,551
2022 3,277 3,558
2021 2,825 1,911
Prior 4,502 3,796
Revolving loans amortized cost basis 8,691 8,630
Revolving loans converted to term loans amortized cost basis 342 252
Total loans 31,696 30,965
Commercial real estate    
Total loans    
2025 3,542 2,451
2024 1,820 2,078
2023 1,741 3,361
2022 2,286 1,521
2021 1,010 1,067
Prior 1,790 1,734
Revolving loans amortized cost basis 974 961
Revolving loans converted to term loans amortized cost basis 233 304
Total loans 13,396 13,477
Consumer    
Total loans    
2025 1,219 1,271
2024 1,229 1,099
2023 978 3,409
2022 3,261 1,928
2021 1,830 934
Prior 2,843 2,229
Revolving loans amortized cost basis 4,349 3,990
Revolving loans converted to term loans amortized cost basis 116 108
Total loans 15,825 14,968
Commercial and industrial | Commercial    
Total loans    
2025 3,746 2,576
2024 2,142 2,031
2023 1,182 1,782
2022 909 810
2021 383 418
Prior 738 738
Revolving loans amortized cost basis 8,431 8,366
Revolving loans converted to term loans amortized cost basis 230 170
Total loans 17,761 16,891
Owner-occupied | Commercial    
Total loans    
2025 1,125 1,412
2024 1,307 936
2023 744 1,723
2022 1,540 1,755
2021 1,575 927
Prior 2,653 2,263
Revolving loans amortized cost basis 259 264
Revolving loans converted to term loans amortized cost basis 71 53
Total loans 9,274 9,333
Municipal | Commercial    
Total loans    
2025 542 617
2024 617 502
2023 409 939
2022 745 965
2021 851 553
Prior 1,088 759
Revolving loans amortized cost basis 1 0
Revolving loans converted to term loans amortized cost basis 41 29
Total loans 4,294 4,364
Leasing | Commercial    
Total loans    
2025 95 110
2024 90 83
2023 60 107
2022 83 28
2021 16 13
Prior 23 36
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 367 377
Term | Commercial real estate    
Total loans    
2025 3,043 2,033
2024 1,266 1,303
2023 1,360 2,646
2022 2,239 1,422
2021 1,009 1,066
Prior 1,789 1,725
Revolving loans amortized cost basis 344 281
Revolving loans converted to term loans amortized cost basis 184 227
Total loans 11,234 10,703
Construction and land development | Commercial real estate    
Total loans    
2025 499 418
2024 554 775
2023 381 715
2022 47 99
2021 1 1
Prior 1 9
Revolving loans amortized cost basis 630 680
Revolving loans converted to term loans amortized cost basis 49 77
Total loans 2,162 2,774
1-4 family residential | Consumer    
Total loans    
2025 918 1,062
2024 852 873
2023 872 2,967
2022 3,159 1,886
2021 1,821 927
Prior 2,840 2,224
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 10,462 9,939
Home equity credit line | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 3,835 3,534
Revolving loans converted to term loans amortized cost basis 115 107
Total loans 3,950 3,641
Construction and other consumer real estate | Consumer    
Total loans    
2025 246 157
2024 351 191
2023 87 420
2022 91 34
2021 5 5
Prior 2 3
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 782 810
Bankcard and other revolving plans | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 514 456
Revolving loans converted to term loans amortized cost basis 1 1
Total loans 515 457
Other | Consumer    
Total loans    
2025 55 52
2024 26 35
2023 19 22
2022 11 8
2021 4 2
Prior 1 2
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 116 121
Pass | Commercial and industrial | Commercial    
Total loans    
2025 3,668 2,479
2024 1,970 1,951
2023 1,086 1,504
2022 825 759
2021 335 387
Prior 675 679
Revolving loans amortized cost basis 8,141 8,043
Revolving loans converted to term loans amortized cost basis 197 150
Total loans 16,897 15,952
Pass | Owner-occupied | Commercial    
Total loans    
2025 1,112 1,346
2024 1,234 907
2023 727 1,606
2022 1,414 1,657
2021 1,492 900
Prior 2,515 2,097
Revolving loans amortized cost basis 227 234
Revolving loans converted to term loans amortized cost basis 67 47
Total loans 8,788 8,794
Pass | Municipal | Commercial    
Total loans    
2025 542 604
2024 614 498
2023 409 939
2022 745 960
2021 849 553
Prior 1,070 753
Revolving loans amortized cost basis 1 0
Revolving loans converted to term loans amortized cost basis 41 29
Total loans 4,271 4,336
Pass | Leasing | Commercial    
Total loans    
2025 95 109
2024 88 79
2023 57 94
2022 73 26
2021 15 12
Prior 23 36
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 351 356
Pass | Term | Commercial real estate    
Total loans    
2025 2,643 1,687
2024 1,223 1,198
2023 1,167 2,093
2022 1,741 1,278
2021 956 1,053
Prior 1,747 1,608
Revolving loans amortized cost basis 318 254
Revolving loans converted to term loans amortized cost basis 140 175
Total loans 9,935 9,346
Pass | Construction and land development | Commercial real estate    
Total loans    
2025 446 361
2024 540 701
2023 375 445
2022 47 4
2021 1 1
Prior 1 9
Revolving loans amortized cost basis 624 680
Revolving loans converted to term loans amortized cost basis 49 52
Total loans 2,083 2,253
Pass | 1-4 family residential | Consumer    
Total loans    
2025 917 1,062
2024 847 870
2023 867 2,959
2022 3,144 1,877
2021 1,808 925
Prior 2,812 2,197
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 10,395 9,890
Pass | Home equity credit line | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 3,799 3,506
Revolving loans converted to term loans amortized cost basis 111 99
Total loans 3,910 3,605
Pass | Construction and other consumer real estate | Consumer    
Total loans    
2025 246 157
2024 351 191
2023 87 420
2022 91 34
2021 5 5
Prior 2 3
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 782 810
Pass | Bankcard and other revolving plans | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 511 453
Revolving loans converted to term loans amortized cost basis 1 1
Total loans 512 454
Pass | Other | Consumer    
Total loans    
2025 55 52
2024 26 35
2023 19 22
2022 11 8
2021 4 2
Prior 1 2
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 116 121
Special Mention | Commercial and industrial | Commercial    
Total loans    
2025 14 37
2024 29 24
2023 13 47
2022 16 8
2021 28 2
Prior 30 34
Revolving loans amortized cost basis 99 85
Revolving loans converted to term loans amortized cost basis 1 5
Total loans 230 242
Special Mention | Owner-occupied | Commercial    
Total loans    
2025 3 38
2024 28 0
2023 0 38
2022 9 31
2021 9 2
Prior 30 18
Revolving loans amortized cost basis 1 18
Revolving loans converted to term loans amortized cost basis 0 1
Total loans 80 146
Special Mention | Municipal | Commercial    
Total loans    
2025 0 0
2024 3 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 3 0
Special Mention | Leasing | Commercial    
Total loans    
2025 0 0
2024 0 0
2023 0 2
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 0 2
Special Mention | Term | Commercial real estate    
Total loans    
2025 51 48
2024 0 0
2023 35 87
2022 71 0
2021 0 0
Prior 1 5
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 158 140
Special Mention | Construction and land development | Commercial real estate    
Total loans    
2025 0 0
2024 8 22
2023 5 21
2022 0 17
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 25
Total loans 13 85
Special Mention | 1-4 family residential | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 0 0
Special Mention | Home equity credit line | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 0 0
Special Mention | Construction and other consumer real estate | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 0 0
Special Mention | Bankcard and other revolving plans | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 0 0
Special Mention | Other | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 0 0
Accruing Substandard | Commercial and industrial | Commercial    
Total loans    
2025 60 53
2024 139 43
2023 80 200
2022 32 26
2021 17 28
Prior 30 21
Revolving loans amortized cost basis 177 200
Revolving loans converted to term loans amortized cost basis 9 12
Total loans 544 583
Accruing Substandard | Owner-occupied | Commercial    
Total loans    
2025 4 23
2024 37 28
2023 15 75
2022 111 66
2021 71 25
Prior 89 133
Revolving loans amortized cost basis 24 7
Revolving loans converted to term loans amortized cost basis 4 5
Total loans 355 362
Accruing Substandard | Municipal | Commercial    
Total loans    
2025 0 10
2024 0 4
2023 0 0
2022 0 0
2021 0 0
Prior 18 3
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 18 17
Accruing Substandard | Leasing | Commercial    
Total loans    
2025 0 1
2024 1 3
2023 2 10
2022 9 2
2021 1 1
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 13 17
Accruing Substandard | Term | Commercial real estate    
Total loans    
2025 328 298
2024 43 105
2023 142 443
2022 426 144
2021 53 13
Prior 36 102
Revolving loans amortized cost basis 26 27
Revolving loans converted to term loans amortized cost basis 15 26
Total loans 1,069 1,158
Accruing Substandard | Construction and land development | Commercial real estate    
Total loans    
2025 53 57
2024 6 52
2023 0 249
2022 0 78
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 6 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 65 436
Accruing Substandard | 1-4 family residential | Consumer    
Total loans    
2025 0 0
2024 1 0
2023 0 0
2022 0 0
2021 0 0
Prior 1 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 2 0
Accruing Substandard | Home equity credit line | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 10 6
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 10 6
Accruing Substandard | Construction and other consumer real estate | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 0 0
Accruing Substandard | Bankcard and other revolving plans | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 2 2
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 2 2
Accruing Substandard | Other | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 0 0
Nonaccrual | Commercial and industrial | Commercial    
Total loans    
2025 4 7
2024 4 13
2023 3 31
2022 36 17
2021 3 1
Prior 3 4
Revolving loans amortized cost basis 14 38
Revolving loans converted to term loans amortized cost basis 23 3
Total loans 90 114
Nonaccrual | Owner-occupied | Commercial    
Total loans    
2025 6 5
2024 8 1
2023 2 4
2022 6 1
2021 3 0
Prior 19 15
Revolving loans amortized cost basis 7 5
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 51 31
Nonaccrual | Municipal | Commercial    
Total loans    
2025 0 3
2024 0 0
2023 0 0
2022 0 5
2021 2 0
Prior 0 3
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 2 11
Nonaccrual | Leasing | Commercial    
Total loans    
2025 0 0
2024 1 1
2023 1 1
2022 1 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 3 2
Nonaccrual | Term | Commercial real estate    
Total loans    
2025 21 0
2024 0 0
2023 16 23
2022 1 0
2021 0 0
Prior 5 10
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 29 26
Total loans 72 59
Nonaccrual | Construction and land development | Commercial real estate    
Total loans    
2025 0 0
2024 0 0
2023 1 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 1 0
Nonaccrual | 1-4 family residential | Consumer    
Total loans    
2025 1 0
2024 4 3
2023 5 8
2022 15 9
2021 13 2
Prior 27 27
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 65 49
Nonaccrual | Home equity credit line | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 26 22
Revolving loans converted to term loans amortized cost basis 4 8
Total loans 30 30
Nonaccrual | Construction and other consumer real estate | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 0 0
Nonaccrual | Bankcard and other revolving plans | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 1 1
Revolving loans converted to term loans amortized cost basis 0 0
Total loans 1 1
Nonaccrual | Other | Consumer    
Total loans    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term loans amortized cost basis 0 0
Total loans $ 0 $ 0