v3.25.4
Capital adequacy - Capital adequacy (Details) - SEK (kr)
kr in Millions
Dec. 31, 2025
Dec. 31, 2024
Capital ratios    
Common Equity Tier 1 capital ratio 23.10% 22.20%
Tier 1 capital ratio 23.10% 22.20%
Total capital ratio 23.10% 22.20%
Total risk-based capital requirement    
Capital base requirement of 8 percent kr 7,993 kr 8,437
of which Tier 1 requirement of 6 percent 5,995 6,328
of which minimum requirement of 4.5 percent 4,496 4,746
Pillar 2 capital requirements 3,007 3,871
Common Equity Tier 1 capital available to meet buffer requirements 12,123 11,106
Capital buffer requirements 4,072 4,317
of which Capital conservation buffer 2,498 2,637
of which Countercyclical buffer 1,574 1,680
Pillar 2 guidance 999 1,582
Total risk-based capital requirement including Pillar 2 guidance kr 16,071 kr 18,207
Capital base requirement of 8 percent (in percent) 8.00% 8.00%
of which Tier 1 requirement of 6 percent (in percent) 6.00% 6.00%
of which minimum requirement of 4.5 percent (in percent) 4.50% 4.50%
Pillar 2 capital requirements (in percent) 3.00% 3.70%
Common Equity Tier 1 capital available to meet buffer requirements (in percent) 12.10% 10.50%
Capital buffer requirements (in percent) 4.10% 4.10%
of which Capital conservation buffer (in percent) 2.50% 2.50%
of which Countercyclical buffer (in percent) 1.60% 1.60%
Pillar 2 guidance (in percent) 1.00% 1.50%
Total risk-based capital requirement including Pillar 2 guidance (in percent) 16.10% 17.30%
Individual Pillar 2 requirement 3.01%  
Minimum capital requirement 0.08  
Additional capital - Pillar 2 guidance 1.00%  
4.5%    
Total risk-based capital requirement    
Minimum capital requirement 0.045  
1.5%    
Total risk-based capital requirement    
Minimum capital requirement 0.015  
2%    
Total risk-based capital requirement    
Minimum capital requirement 0.02