v3.25.4
Additional Balance Sheet and Cash Flow Information - Schedule of Reconciliation of Net Cash Provided by Operating Activities (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Cash flows from operating activities:      
Net income $ 329,154 $ 445,175 $ 695,046
Adjustments to reconcile Net income to Net cash provided by operating activities:      
Depreciation and amortization 172,371 160,673 158,112
Amortization of deferred loan origination costs 45,165 70,745 85,018
Amortization of financing origination fees 13,552 13,963 13,208
Income related to long-term employee benefits (55,195) (54,008) (67,624)
Employee benefit plan contributions and payments (6,835) (5,078) (5,736)
Stock compensation expense 31,749 49,005 82,901
Net change in wholesale finance receivables related to sales 64,461 46,884 (387,743)
Provision for credit losses (191,392) 247,225 227,158
Collections from finance receivables held for sale 28,979 0 0
Proceeds from sale of finance receivables held for sale 552,670 0 0
Originations and purchases of finance receivables held for sale (844,232) 0 0
Gain on sale of securitization beneficial interests (27,867) 0 0
Loss on sale of finance receivables 11,378 0 0
Loss on debt extinguishment 72,630 0 0
Deferred income taxes 84,143 (26,276) (30,059)
Other, net 33,174 17,070 (39,713)
Changes in current assets and liabilities:      
Accounts receivable, net 32,646 19,778 (11,443)
Finance receivables – accrued interest and other 43,786 36 (339)
Inventories, net 47,577 164,609 21,257
Accounts payable and accrued liabilities 125,556 (55,436) 28,570
Other current assets 5,452 (30,532) (13,726)
Total change in current assets and liabilities 239,768 618,658 59,841
Net cash provided by operating activities 568,922 1,063,833 754,887
Supplemental Cash Flow Information [Abstract]      
Interest 330,823 358,996 290,467
Income taxes $ 39,358 $ 111,117 $ 237,658