v3.25.4
Finance Receivables - Schedule of Changes in Allowance for Credit Losses on Finance Receivables (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss      
Balance, beginning of period $ 401,183 $ 381,966 $ 358,711
Provision for credit losses (191,392) 247,225 227,158
Charge-offs (190,939) (291,468) (263,915)
Recoveries 58,930 63,460 60,012
Sale of Residual Interest in Securitizations (75,547)    
Balance, end of period 2,235 401,183 381,966
Retail      
Financing Receivable, Allowance for Credit Loss      
Balance, beginning of period 378,373 367,037 345,275
Provision for credit losses (199,443) 237,882 225,665
Charge-offs (184,655) (290,006) (263,915)
Recoveries 58,930 63,460 60,012
Sale of Residual Interest in Securitizations (75,547)    
Balance, end of period, net (22,342)    
Balance, end of period   378,373 367,037
Wholesale      
Financing Receivable, Allowance for Credit Loss      
Balance, beginning of period 22,810 14,929 13,436
Provision for credit losses 8,051 9,343 1,493
Charge-offs (6,284) (1,462) 0
Recoveries 0 0 0
Sale of Residual Interest in Securitizations 0    
Balance, end of period $ 24,577 $ 22,810 $ 14,929