v3.25.4
Finance Receivables - Schedule of Financing Receivable Credit Quality Indicators (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Recorded Investment      
Total $ 1,703,221 $ 7,689,477  
Gross charge-offs for the year ended      
Total 190,939 291,468 $ 263,915
United States      
Financing Receivable, Recorded Investment      
Total 1,650,647    
Canada      
Financing Receivable, Recorded Investment      
Total 52,574    
Retail      
Financing Receivable, Recorded Investment      
Year 1 367,671 2,448,913  
Year 2 205,382 1,780,330  
Year 3 110,311 1,313,909  
Year 4 44,056 702,736  
Year 5 21,935 273,313  
After year 5 5,066 161,905  
Total 754,421 6,681,106  
Gross charge-offs for the year ended      
Year 1 3,406 18,563  
Year 2 49,141 93,963  
Year 3 54,263 91,421  
Year 4 42,125 48,433  
Year 5 21,737 20,019  
After year 5 13,983 17,607  
Total 184,655 290,006 $ 263,915
Retail | United States      
Financing Receivable, Recorded Investment      
Year 1 366,181 2,402,090  
Year 2 205,371 1,741,316  
Year 3 110,300 1,288,745  
Year 4 44,042 689,938  
Year 5 21,926 267,460  
After year 5 5,055 159,001  
Total 752,875 6,548,550  
Gross charge-offs for the year ended      
Year 1 3,280 18,322  
Year 2 48,145 92,489  
Year 3 53,272 90,023  
Year 4 41,304 47,678  
Year 5 21,354 19,628  
After year 5 13,556 17,143  
Total 180,911 285,283  
Retail | Canada      
Financing Receivable, Recorded Investment      
Year 1 1,490 46,823  
Year 2 11 39,014  
Year 3 11 25,164  
Year 4 14 12,798  
Year 5 9 5,853  
After year 5 11 2,904  
Total 1,546 132,556  
Gross charge-offs for the year ended      
Year 1 126 241  
Year 2 996 1,474  
Year 3 991 1,398  
Year 4 821 755  
Year 5 383 391  
After year 5 427 464  
Total 3,744 4,723  
Retail | Super prime | United States      
Financing Receivable, Recorded Investment      
Year 1 185,774 1,040,491  
Year 2 108,025 694,941  
Year 3 54,501 449,697  
Year 4 16,944 206,974  
Year 5 9,675 67,668  
After year 5 1,544 28,606  
Total 376,463 2,488,377  
Retail | Super prime | Canada      
Financing Receivable, Recorded Investment      
Year 1 1,012 36,011  
Year 2 5 29,098  
Year 3 5 17,468  
Year 4 5 8,330  
Year 5 3 3,179  
After year 5 1 1,096  
Total 1,031 95,182  
Retail | Prime | United States      
Financing Receivable, Recorded Investment      
Year 1 166,971 1,042,910  
Year 2 96,360 821,719  
Year 3 54,902 659,000  
Year 4 26,268 363,507  
Year 5 11,525 141,495  
After year 5 2,413 82,771  
Total 358,439 3,111,402  
Retail | Prime | Canada      
Financing Receivable, Recorded Investment      
Year 1 377 9,111  
Year 2 4 8,687  
Year 3 3 6,724  
Year 4 8 4,033  
Year 5 5 2,212  
After year 5 8 1,524  
Total 405 32,291  
Retail | Sub-prime | United States      
Financing Receivable, Recorded Investment      
Year 1 13,436 318,689  
Year 2 986 224,656  
Year 3 897 180,048  
Year 4 830 119,457  
Year 5 726 58,297  
After year 5 1,098 47,624  
Total 17,973 948,771  
Retail | Sub-prime | Canada      
Financing Receivable, Recorded Investment      
Year 1 101 1,701  
Year 2 2 1,229  
Year 3 3 972  
Year 4 1 435  
Year 5 1 462  
After year 5 2 284  
Total $ 110 $ 5,083