v3.25.4
Risk management - Non-performing Loans: outstandings by economic sector and business lines (Details) - Financial assets past due but not impaired - EUR (€)
€ in Millions
Dec. 31, 2025
Dec. 31, 2024
Non performing Loans [line items]    
Financial assets € 12,981 € 13,295
Wholesale Banking    
Non performing Loans [line items]    
Financial assets 4,589 5,196
Retail Banking    
Non performing Loans [line items]    
Financial assets 8,392 8,099
Private Individuals    
Non performing Loans [line items]    
Financial assets 4,902 4,769
Private Individuals | Wholesale Banking    
Non performing Loans [line items]    
Financial assets 3 4
Private Individuals | Retail Banking    
Non performing Loans [line items]    
Financial assets 4,899 4,766
Natural Resources    
Non performing Loans [line items]    
Financial assets 1,061 1,064
Natural Resources | Wholesale Banking    
Non performing Loans [line items]    
Financial assets 945 965
Natural Resources | Retail Banking    
Non performing Loans [line items]    
Financial assets 115 99
Food, Beverages & Personal Care    
Non performing Loans [line items]    
Financial assets 697 809
Food, Beverages & Personal Care | Wholesale Banking    
Non performing Loans [line items]    
Financial assets 372 452
Food, Beverages & Personal Care | Retail Banking    
Non performing Loans [line items]    
Financial assets 325 357
Transportation & Logistics    
Non performing Loans [line items]    
Financial assets 478 504
Transportation & Logistics | Wholesale Banking    
Non performing Loans [line items]    
Financial assets 251 347
Transportation & Logistics | Retail Banking    
Non performing Loans [line items]    
Financial assets 227 157
Services    
Non performing Loans [line items]    
Financial assets 469 495
Services | Wholesale Banking    
Non performing Loans [line items]    
Financial assets 94 102
Services | Retail Banking    
Non performing Loans [line items]    
Financial assets 375 394
Real Estate    
Non performing Loans [line items]    
Financial assets 1,241 1,434
Real Estate | Wholesale Banking    
Non performing Loans [line items]    
Financial assets 586 831
Real Estate | Retail Banking    
Non performing Loans [line items]    
Financial assets 656 603
General Industries    
Non performing Loans [line items]    
Financial assets 713 687
General Industries | Wholesale Banking    
Non performing Loans [line items]    
Financial assets 243 236
General Industries | Retail Banking    
Non performing Loans [line items]    
Financial assets 471 451
Builders & Contractors    
Non performing Loans [line items]    
Financial assets 571 496
Builders & Contractors | Wholesale Banking    
Non performing Loans [line items]    
Financial assets 31 51
Builders & Contractors | Retail Banking    
Non performing Loans [line items]    
Financial assets 541 445
Retail    
Non performing Loans [line items]    
Financial assets 373 381
Retail | Wholesale Banking    
Non performing Loans [line items]    
Financial assets 184 157
Retail | Retail Banking    
Non performing Loans [line items]    
Financial assets 189 224
Utilities    
Non performing Loans [line items]    
Financial assets 362 600
Utilities | Wholesale Banking    
Non performing Loans [line items]    
Financial assets 336 582
Utilities | Retail Banking    
Non performing Loans [line items]    
Financial assets 26 19
Chemicals, Health & Pharmaceuticals    
Non performing Loans [line items]    
Financial assets 752 839
Chemicals, Health & Pharmaceuticals | Wholesale Banking    
Non performing Loans [line items]    
Financial assets 602 654
Chemicals, Health & Pharmaceuticals | Retail Banking    
Non performing Loans [line items]    
Financial assets 150 185
Telecom    
Non performing Loans [line items]    
Financial assets 206 163
Telecom | Wholesale Banking    
Non performing Loans [line items]    
Financial assets 170 151
Telecom | Retail Banking    
Non performing Loans [line items]    
Financial assets 36 12
Other    
Non performing Loans [line items]    
Financial assets 1,154 1,052
Other | Wholesale Banking    
Non performing Loans [line items]    
Financial assets 771 666
Other | Retail Banking    
Non performing Loans [line items]    
Financial assets € 383 € 387