v3.25.4
Information on geographical areas - Summary of additional information by country (Details)
€ in Millions
12 Months Ended
Dec. 31, 2025
EUR (€)
eMPLOYEE
Dec. 31, 2024
EUR (€)
eMPLOYEE
Dec. 31, 2023
EUR (€)
eMPLOYEE
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 62,770 61,121 59,434
Total income € 25,678.0 € 21,087.0 € 18,121.0
Total assets 1,060,329.0 1,023,856.0 980,299.0
Result before taxation 11,791.0 7,772.0 6,037.0
Taxation 3,192.0 2,181.0 1,662.0
Tax paid € 2,366.0 € 2,754.0 € 2,700.0
Netherlands      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 15,280 14,821 14,449
Total income € 6,832.0 € 5,201.0 € 5,171.0
Total assets 305,860.0 301,955.0 294,485.0
Result before taxation 2,833.0 1,408.0 1,445.0
Taxation 833.0 519.0 461.0
Tax paid € 413.0 € 589.0 € 601.0
Belgium      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 5,828 5,994 6,392
Total income € 3,890.0 € 2,767.0 € 1,917.0
Total assets 137,372.0 136,765.0 128,391.0
Result before taxation 1,666.0 759.0 (119.0)
Taxation 440.0 198.0 7.0
Tax paid € 245.0 € 272.0 € 169.0
Luxembourg      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 865 887 939
Total income € 432.0 € 469.0 € 587.0
Total assets 14,150.0 13,961.0 14,435.0
Result before taxation 141.0 192.0 328.0
Taxation 34.0 48.0 84.0
Tax paid € 113.0 € 116.0 € 40.0
Germany      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 5,673 5,460 5,499
Total income € 4,320.0 € 2,582.0 € 1,244.0
Total assets 185,220.0 174,500.0 171,899.0
Result before taxation 2,474.0 853.0 (221.0)
Taxation 710.0 280.0 (55.0)
Tax paid € 549.0 € 663.0 € 904.0
Poland      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 11,130 11,575 11,677
Total income € 2,798.0 € 2,620.0 € 2,350.0
Total assets 61,344.0 56,090.0 52,134.0
Result before taxation 1,411.0 1,313.0 1,236.0
Taxation 310.0 280.0 286.0
Tax paid € 241.0 € 231.0 € 136.0
Spain      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 1,748 1,692 1,576
Total income € 1,230.0 € 1,224.0 € 1,156.0
Total assets 38,580.0 35,917.0 33,092.0
Result before taxation 575.0 549.0 533.0
Taxation 189.0 174.0 125.0
Tax paid € 170.0 € 185.0 € 114.0
Italy      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 1,335 1,235 1,190
Total income € 522.0 € 513.0 € 433.0
Total assets 20,309.0 16,444.0 14,832.0
Result before taxation 116.0 119.0 128.0
Taxation 41.0 38.0 54.0
Tax paid € 13.0 € 16.0 € 19.0
Romania      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 4,514 4,282 3,971
Total income € 779.0 € 749.0 € 690.0
Total assets 14,151.0 12,937.0 11,496.0
Result before taxation 365.0 401.0 396.0
Taxation 63.0 67.0 61.0
Tax paid € 69.0 € 76.0 € 55.0
Türkiye      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 2,574 2,795 2,973
Total income € 208.0 € 142.0 € 14.0
Total assets 4,958.0 4,897.0 4,770.0
Result before taxation (73.0) (110.0) (232.0)
Taxation 3.0 18.0 (20.0)
Tax paid € 11.0 € 5.0 € 29.0
United Kingdom      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 762 741 722
Total income € 782.0 € 811.0 € 758.0
Total assets 63,746.0 59,615.0 50,572.0
Result before taxation 385.0 249.0 510.0
Taxation 88.0 52.0 131.0
Tax paid € 55.0 € 70.0 € 101.0
Switzerland      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 305 300 292
Total income € 214.0 € 228.0 € 248.0
Total assets 9,641.0 9,086.0 8,501.0
Result before taxation 90.0 104.0 137.0
Taxation 14.0 16.0 19.0
Tax paid € 14.0 € 29.0 € 52.0
France      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 209 194 194
Total income € 220.0 € 214.0 € 221.0
Total assets 7,876.0 7,928.0 8,458.0
Result before taxation 90.0 (23.0) 91.0
Taxation 30.0 (3.0) 25.0
Tax paid 7.0 9.0 7.0
Public subsidies amount received € 0.0 € 0.1 € 0.2
Ireland      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 147 119 82
Total income € 107.0 € 135.0 € 83.0
Total assets 4,048.0 3,593.0 3,907.0
Result before taxation 100.0 102.0 71.0
Taxation 15.0 15.0 9.0
Tax paid € 12.0 € 12.0 € 8.0
Czech Republic      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 124 122 134
Total income € 75.0 € 77.0 € 76.0
Total assets 3,561.0 3,382.0 3,191.0
Result before taxation 27.0 37.0 33.0
Taxation 6.0 8.0 6.0
Tax paid € 8.0 € 4.0 € 10.0
Hungary      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 131 128 127
Total income € 54.0 € 63.0 € 85.0
Total assets 2,183.0 2,179.0 1,893.0
Result before taxation (2.0) 6.0 35.0
Taxation 3.0 3.0 7.0
Tax paid € 2.0 € 9.0 € 9.0
Russia      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 239 236 259
Total income € 186.0 € 139.0 € 136.0
Total assets 1,086.0 764.0 925.0
Result before taxation 157.0 99.0 151.0
Taxation 38.0 19.0 31.0
Tax paid € 35.0 € 21.0 € 20.0
Slovakia      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 1,605 1,489 1,347
Total income € 19.0 € 22.0 € 20.0
Total assets 686.0 612.0 618.0
Result before taxation 3.0 8.0 11.0
Taxation 1.0 3.0 2.0
Tax paid € 2.0 € 4.0 € 2.0
Portugal      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 12 11 10
Total income € 23.0 € 23.0 € 17.0
Total assets 714.0 815.0 620.0
Result before taxation 16.0 18.0 12.0
Taxation 4.0 4.0 3.0
Tax paid € 6.0 € 4.0 € 2.0
Ukraine      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 94 92 91
Total income € 38.0 € 45.0 € 53.0
Total assets 567.0 651.0 590.0
Result before taxation 24.0 29.0 44.0
Taxation 6.0 14.0 22.0
Tax paid € 10.0 € 25.0 € 7.0
Bulgaria      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 64 64 61
Total income € 25.0 € 27.0 € 23.0
Total assets 611.0 570.0 530.0
Result before taxation 6.0 13.0 11.0
Taxation 1.0 2.0 1.0
Tax paid € 3.0 € 2.0 € 1.0
Austria      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 23 20 17
Total income € 12.0 € 10.0 € 9.0
Total assets 845.0 394.0 383.0
Result before taxation (1.0) (2.0) (4.0)
Taxation 0.0 0.0 (1.0)
Tax paid € 0.0 € 0.0 € 1.0
Australia      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 2,050 1,994 1,820
Total income € 971.0 € 994.0 € 1,033.0
Total assets 55,976.0 53,895.0 52,734.0
Result before taxation 485.0 460.0 572.0
Taxation 150.0 142.0 174.0
Tax paid € 174.0 € 195.0 € 185.0
USA      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 714 659 603
Total income € 1,262.0 € 1,277.0 € 1,124.0
Total assets 61,483.0 65,197.0 66,143.0
Result before taxation 598.0 759.0 654.0
Taxation 160.0 195.0 185.0
Tax paid € 161.0 € 175.0 € 183.0
Singapore      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 590 572 576
Total income € 403.0 € 474.0 € 354.0
Total assets 38,414.0 34,593.0 26,816.0
Result before taxation 206.0 333.0 172.0
Taxation 30.0 44.0 24.0
Tax paid € 44.0 € 24.0 € 13.0
JAPAN      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 40 32 32
Total income € 43.0 € 42.0 € 40.0
Total assets 7,401.0 9,570.0 14,267.0
Result before taxation 16.0 25.0 17.0
Taxation 8.0 5.0 7.0
Tax paid € 5.0 € 4.0 € 10.0
South Korea      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 89 86 86
Total income € 84.0 € 86.0 € 92.0
Total assets 8,343.0 8,050.0 6,167.0
Result before taxation 34.0 32.0 39.0
Taxation 8.0 7.0 9.0
Tax paid € (6.0) € 7.0 € 24.0
Hong Kong      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 100 100 104
Total income € 70.0 € 76.0 € 101.0
Total assets 3,469.0 3,512.0 4,378.0
Result before taxation 18.0 24.0 (18.0)
Taxation 3.0 4.0 (2.0)
Tax paid € 0.0 € 0.0 € 0.0
Taiwan      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 38 37 37
Total income € 34.0 € 27.0 € 39.0
Total assets 6,054.0 3,507.0 2,597.0
Result before taxation 16.0 4.0 0.0
Taxation 6.0 1.0 1.0
Tax paid € 1.0 € 3.0 € 0.0
China      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 80 78 78
Total income € 25.0 € 29.0 € 18.0
Total assets 1,129.0 1,935.0 998.0
Result before taxation (8.0) (5.0) (12.0)
Taxation (3.0) (1.0) 2.0
Tax paid € 2.0 € 0.0 € (9.0)
Philippines      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 6,392 5,290 4,079
Total income € 16.0 € 16.0 € 10.0
Total assets 496.0 477.0 403.0
Result before taxation 17.0 14.0 1.0
Taxation 2.0 3.0 2.0
Tax paid € 3.0 € 3.0 € 2.0
United Arab Emirates      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 14 12 11
Total income € 0.0 € 0.0 € (2.0)
Total assets 1.0 1.0 1.0
Result before taxation 0.0 0.0 (3.0)
Taxation 0.0 0.0 0.0
Tax paid € 0.0 € 0.0 € 0.0
Sri Lanka      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 1 5 4
Total income € 0.0 € 0.0 € 0.0
Total assets 2.0 0.0 0.0
Result before taxation 0.0 0.0 0.0
Taxation 0.0 0.0 0.0
Tax paid € 0.0 € 0.0 € 0.0
Brazil      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 0 0 2
Total income € 4.0 € 4.0 € 18.0
Total assets 55.0 63.0 73.0
Result before taxation 3.0 3.0 17.0
Taxation 1.0 25.0 0.0
Tax paid € 1.0 € 1.0 € 4.0
Mexico      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 0 0 0
Total income € 0.0 € 0.0 € 0.0
Total assets 0.0 0.0 0.0
Result before taxation 0.0 0.0 0.0
Taxation 0.0 0.0 0.0
Tax paid € 0.0 € 0.0
Canada      
Disclosure of geographical areas [line items]      
Average number of employees at full time equivalent basis | eMPLOYEE 0 0
Total income € 0.0 € 0.0
Total assets 0.0 0.0
Result before taxation 0.0 0.0
Taxation 0.0 0.0
Tax paid € 0.0 € 0.0