v3.25.4
Assets by contractual maturity - Summary of assets by contractual maturity (Details) - EUR (€)
€ in Millions
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financial assets at fair value through other comprehensive income [abstract]      
Cash and balances with central banks € 52,889 € 70,353 € 90,214
Loans and advances to banks 3 21,204 21,770  
Financial assets at fair value through profit or loss      
– Trading assets 55,730 72,897  
– Non-trading derivatives 1,657 2,463  
– Mandatorily at fair value through profit or loss 72,322 56,481  
– Designated as at fair value through profit or loss 3,448 5,740  
Financial assets at fair value through other comprehensive income 56,662 46,389  
Securities at amortised cost 53,867 50,273  
Loans and advances to customers 727,733 683,611  
Other assets 14,817 13,878  
Total assets 1,060,329 1,023,856 € 980,299
Equity securities      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income 2,607 2,562  
- Debt securities      
Financial assets at fair value through profit or loss      
– Mandatorily at fair value through profit or loss 769 789  
– Designated as at fair value through profit or loss 2,330 4,718  
Financial assets at fair value through other comprehensive income 50,817 42,219  
Loans and advances      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income 3,238 1,608  
Less than 1 month      
Financial assets at fair value through other comprehensive income [abstract]      
Cash and balances with central banks 52,889 70,353  
Loans and advances to banks 3 12,910 16,826  
Financial assets at fair value through profit or loss      
– Trading assets 20,958 22,154  
– Non-trading derivatives 160 602  
– Mandatorily at fair value through profit or loss 31,075 30,002  
– Designated as at fair value through profit or loss 14 145  
Securities at amortised cost 1,714 2,075  
Loans and advances to customers 61,904 53,672  
Other assets 5,583 5,488  
Total assets 187,664 201,683  
Less than 1 month | Equity securities      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income  
Less than 1 month | - Debt securities      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income 135 365  
Less than 1 month | Loans and advances      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income 321 2  
1 to 3 months      
Financial assets at fair value through other comprehensive income [abstract]      
Cash and balances with central banks  
Loans and advances to banks 3 1,581 1,254  
Financial assets at fair value through profit or loss      
– Trading assets 3,508 8,044  
– Non-trading derivatives 62 368  
– Mandatorily at fair value through profit or loss 14,907 11,263  
– Designated as at fair value through profit or loss 233 198  
Securities at amortised cost 1,932 2,646  
Loans and advances to customers 23,768 26,456  
Other assets 363 590  
Total assets 47,551 51,279  
1 to 3 months | Equity securities      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income  
1 to 3 months | - Debt securities      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income 628 456  
1 to 3 months | Loans and advances      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income 569 4  
3 to 12 months      
Financial assets at fair value through other comprehensive income [abstract]      
Cash and balances with central banks  
Loans and advances to banks 3 3,735 1,322  
Financial assets at fair value through profit or loss      
– Trading assets 7,988 14,501  
– Non-trading derivatives 185 465  
– Mandatorily at fair value through profit or loss 14,182 7,222  
– Designated as at fair value through profit or loss 383 1,070  
Securities at amortised cost 5,629 5,729  
Loans and advances to customers 62,643 61,544  
Other assets 1,463 1,058  
Total assets 97,998 95,030  
3 to 12 months | Equity securities      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income  
3 to 12 months | - Debt securities      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income 1,136 2,027  
3 to 12 months | Loans and advances      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income 654 94  
More than 1 year but less than 5 years      
Financial assets at fair value through other comprehensive income [abstract]      
Cash and balances with central banks  
Loans and advances to banks 3 2,258 1,759  
Financial assets at fair value through profit or loss      
– Trading assets 11,974 16,006  
– Non-trading derivatives 517 356  
– Mandatorily at fair value through profit or loss 9,967 5,931  
– Designated as at fair value through profit or loss 1,698 2,110  
Securities at amortised cost 24,150 22,838  
Loans and advances to customers 241,614 219,414  
Other assets 1,015 629  
Total assets 317,273 287,977  
More than 1 year but less than 5 years | Equity securities      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income  
More than 1 year but less than 5 years | - Debt securities      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income 23,026 18,064  
More than 1 year but less than 5 years | Loans and advances      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income 1,056 871  
>5 years      
Financial assets at fair value through other comprehensive income [abstract]      
Cash and balances with central banks  
Loans and advances to banks 3 720 610  
Financial assets at fair value through profit or loss      
– Trading assets 11,302 12,192  
– Non-trading derivatives 732 672  
– Mandatorily at fair value through profit or loss 1,881 1,835  
– Designated as at fair value through profit or loss 1,120 2,217  
Securities at amortised cost 20,442 16,985  
Loans and advances to customers 337,804 322,526  
Other assets 1,331 1,107  
Total assets 401,863 380,089  
>5 years | Equity securities      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income  
>5 years | - Debt securities      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income 25,892 21,307  
>5 years | Loans and advances      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income 639 637  
Maturity not applicable      
Financial assets at fair value through other comprehensive income [abstract]      
Cash and balances with central banks  
Loans and advances to banks 3  
Financial assets at fair value through profit or loss      
– Trading assets  
– Non-trading derivatives  
– Mandatorily at fair value through profit or loss 310 228  
– Designated as at fair value through profit or loss  
Securities at amortised cost  
Loans and advances to customers  
Other assets 5,060 5,006  
Total assets 7,977 7,796  
Maturity not applicable | Equity securities      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income 2,607 2,562  
Maturity not applicable | - Debt securities      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income  
Maturity not applicable | Loans and advances      
Financial assets at fair value through profit or loss      
Financial assets at fair value through other comprehensive income