v3.25.4
Offsetting financial assets and liabilities - Summary of financial assets subject to offsetting, enforceable master netting arrangements and similar agreements (Details) - EUR (€)
€ in Millions
Dec. 31, 2025
Dec. 31, 2024
Disclosure of credit risk exposure [line items]    
Gross amounts of recognised financial assets € 404,375 € 443,822
Gross amounts of recognised financial liabilities offset in the statement of financial position (318,057) (358,609)
Net amounts of financial assets presented in the statement of financial position 86,318 85,213
Financial instruments 10,864 17,962
Cash and financial instruments received as collateral 66,487 60,922
Net amount 8,967 6,329
Amounts not subject to enforceable netting arrangements 22,738 29,522
Statement of financial position total 109,056 114,735
Loans and advances to customers 7 727,733 683,611
Other 7,975 6,945
Loans and advances to banks    
Disclosure of credit risk exposure [line items]    
Gross amounts of recognised financial assets 4,964 3,752
Gross amounts of recognised financial liabilities offset in the statement of financial position (77) (31)
Net amounts of financial assets presented in the statement of financial position 4,886 3,721
Financial instruments
Cash and financial instruments received as collateral 4,859 3,683
Net amount 27 38
Amounts not subject to enforceable netting arrangements 1,949 7,057
Statement of financial position total 6,836 10,777
Loans and advances to banks | Reverse repurchase, securities borrowing and similar agreements    
Disclosure of credit risk exposure [line items]    
Gross amounts of recognised financial assets 4,964 3,752
Gross amounts of recognised financial liabilities offset in the statement of financial position (77) (31)
Net amounts of financial assets presented in the statement of financial position 4,886 3,721
Financial instruments
Cash and financial instruments received as collateral 4,859 3,683
Net amount 27 38
Amounts not subject to enforceable netting arrangements 1,949 7,057
Statement of financial position total 6,836 10,777
Loans and advances to banks | Other    
Disclosure of credit risk exposure [line items]    
Gross amounts of recognised financial assets  
Gross amounts of recognised financial liabilities offset in the statement of financial position  
Net amounts of financial assets presented in the statement of financial position  
Financial instruments  
Cash and financial instruments received as collateral  
Net amount  
Amounts not subject to enforceable netting arrangements  
Statement of financial position total  
Loans and advances to banks | Cash pools    
Disclosure of credit risk exposure [line items]    
Loans and advances to banks, excluding repurchase agreements not subject to offsetting 14,368 10,992
Financial assets at fair value through profit or loss | Trading and Non-trading    
Disclosure of credit risk exposure [line items]    
Gross amounts of recognised financial assets 183,632 191,713
Gross amounts of recognised financial liabilities offset in the statement of financial position (107,722) (116,241)
Net amounts of financial assets presented in the statement of financial position 75,910 75,472
Financial instruments 10,782 17,818
Cash and financial instruments received as collateral 56,575 52,319
Net amount 8,553 5,336
Amounts not subject to enforceable netting arrangements 20,136 22,222
Statement of financial position total 96,047 97,694
Financial assets at fair value through profit or loss | Trading and Non-trading | - Derivatives    
Disclosure of credit risk exposure [line items]    
Gross amounts of recognised financial assets 81,453 93,034
Gross amounts of recognised financial liabilities offset in the statement of financial position (59,208) (66,877)
Net amounts of financial assets presented in the statement of financial position 22,245 26,157
Financial instruments 10,755 17,598
Cash and financial instruments received as collateral 3,068 3,643
Net amount 8,421 4,916
Amounts not subject to enforceable netting arrangements 3,758 6,111
Statement of financial position total 26,003 32,268
Financial assets at fair value through profit or loss | Reverse repurchase, securities borrowing and similar agreements | Trading and Non-trading    
Disclosure of credit risk exposure [line items]    
Gross amounts of recognised financial assets 102,179 98,679
Gross amounts of recognised financial liabilities offset in the statement of financial position (48,514) (49,365)
Net amounts of financial assets presented in the statement of financial position 53,665 49,315
Financial instruments 26 219
Cash and financial instruments received as collateral 53,507 48,676
Net amount 132 420
Amounts not subject to enforceable netting arrangements 16,378 16,112
Statement of financial position total 70,044 65,426
Loans and advances to customers    
Disclosure of credit risk exposure [line items]    
Gross amounts of recognised financial assets 215,038 241,691
Gross amounts of recognised financial liabilities offset in the statement of financial position (209,601) (236,053)
Net amounts of financial assets presented in the statement of financial position 5,437 5,638
Financial instruments 37 65
Cash and financial instruments received as collateral 5,052 4,921
Net amount 347 652
Amounts not subject to enforceable netting arrangements 652 243
Statement of financial position total 6,089 5,881
Loans and advances to customers | Reverse repurchase, securities borrowing and similar agreements    
Disclosure of credit risk exposure [line items]    
Gross amounts of recognised financial assets 3,247 4,444
Gross amounts of recognised financial liabilities offset in the statement of financial position (32) (1,216)
Net amounts of financial assets presented in the statement of financial position 3,215 3,228
Financial instruments
Cash and financial instruments received as collateral 3,205 3,191
Net amount 9 37
Amounts not subject to enforceable netting arrangements 652 243
Statement of financial position total 3,866 3,471
Loans and advances to customers | Cash pools    
Disclosure of credit risk exposure [line items]    
Gross amounts of recognised financial assets 211,791 237,248
Gross amounts of recognised financial liabilities offset in the statement of financial position (209,568) (234,838)
Net amounts of financial assets presented in the statement of financial position 2,222 2,410
Financial instruments 37 65
Cash and financial instruments received as collateral 1,847 1,730
Net amount 338 615
Amounts not subject to enforceable netting arrangements
Statement of financial position total 2,222 2,410
Loans and advances to customers 7 723,867 683,611
Loans and advances to customers, excluding repurchase agreement, subject to offsetting 2,222 2,410
Other items where offsetting is applied in the statement of financial position    
Disclosure of credit risk exposure [line items]    
Gross amounts of recognised financial assets 742 6,666
Gross amounts of recognised financial liabilities offset in the statement of financial position (657) (6,284)
Net amounts of financial assets presented in the statement of financial position 85 382
Financial instruments 45 79
Cash and financial instruments received as collateral
Net amount 39 303
Amounts not subject to enforceable netting arrangements
Statement of financial position total 85 382
Other 4,076 3,550
Other assets - amounts to be settled, subject to offsetting € 85 € 382