v3.25.4
Consolidated statement of financial position - EUR (€)
€ in Millions
Dec. 31, 2025
Dec. 31, 2024
Assets    
Cash and balances with central banks € 52,889 € 70,353
Loans and advances to banks 21,204 21,770
Financial assets at fair value through profit or loss 4,6    
– Trading assets 55,730 72,897
– Non-trading derivatives 1,657 2,463
– Designated as at fair value through profit or loss 3,448 5,740
– Mandatorily at fair value through profit or loss 72,322 56,481
Financial assets at fair value through other comprehensive income 56,662 46,389
Securities at amortised cost 53,867 50,273
Loans and advances to customers 7 727,733 683,611
Investments in associates and joint ventures 8 1,607 1,679
Property and equipment 9 2,478 2,434
Intangible assets 10 1,510 1,334
Current tax assets 458 485
Deferred tax assets 34 788 1,001
Other assets 11 7,975 6,945
Total assets 1,060,329 1,023,856
Liabilities    
Deposits from banks 12 18,517 16,723
Customer deposits 721,373 691,661
Financial liabilities at fair value through profit or loss 14    
– Trading liabilities 23,427 35,255
– Non-trading derivatives 1,338 2,101
– Designated as at fair value through profit or loss 55,768 49,543
Current tax liabilities 411 276
Deferred tax liabilities 34 1,896 1,209
Provisions 15 941 774
Other liabilities 16 11,989 12,369
Debt securities in issue 151,231 142,367
Subordinated loans 18 18,100 17,878
Total liabilities 1,004,990 970,158
Equity 19    
Share capital and share premium 17,147 17,148
Other reserves (3,080) (687)
Retained earnings 40,016 36,243
Shareholders’ equity (parent) 54,083 52,703
Non-controlling interests 1,255 995
Total equity 55,339 53,698
Total liabilities and equity € 1,060,329 € 1,023,856