v3.25.4
Loans and advances to customers (Tables)
 12 Months Ended
Dec. 31, 2025
Loans and advances to customers [abstract]  
Summary of loans and advances to customers
Loans and advances to customers by type
Netherlands
Rest of the world
Total
in EUR million
2025
2024
2025
2024
2025
2024
Loans and advances to public authorities
3,452
1,888
19,583
16,773
23,034
18,661
Residential mortgages
129,994
119,191
245,103
229,403
375,097
348,594
Other personal lending
5,033
5,007
34,690
31,789
39,723
36,797
Corporate Lending
68,792
66,921
226,981
218,473
295,773
285,393
207,270
193,007
526,357
496,437
733,627
689,445
Loan loss provisions
-836
-811
-5,058
-5,023
-5,894
-5,833
206,434
192,197
521,299
491,415
727,733
683,611
Finance lease receivables Loans and advances to customers and, to a lesser extent, to banks include finance lease receivables which are
detailed as follows:
Finance lease receivables 1
in EUR million
2025
2024
Maturities of gross investment in finance lease receivables
-  within 1 year
4,121
3,962
-  between 1-2 years
3,040
2,961
-  between 2-3 years
2,408
2,283
-  between 3-4 years
1,563
1,577
-  between 4-5 years
935
902
-  more than 5 years
1,609
1,555
13,677
13,240
Unearned future finance income on finance leases
-1,122
-1,145
Net investment in finance leases
12,554
12,095
Included in Loans and advances to banks
3
5
Included in Loans and advances to customers
12,551
12,091
12,554
12,095
1The total loan loss provision for finance lease receivables is EUR 191 million (2024: EUR 193 million).