v3.25.4
Information on geographical areas (Tables)
 12 Months Ended
Dec. 31, 2025
Disclosure of geographical areas [abstract]  
Overview Top up tax to be paid per jurisdiction
Overview Top up tax to be paid per jurisdiction (EUR million)
Country
2025
2024
Singapore
3.0
6.5
Ireland
2.2
2.1
Bulgaria
0.3
0.6
Switzerland
0.3
0.3
5.8
9.5
Summary of additional information by country
Additional information by country
Geographical
area
Country/Tax
jurisdiction
Name of principal
subsidiary
Main (banking)
activity
Average number of
employees at full time
equivalent basis
Total income
Total assets
Result before tax
Taxation
Tax paid
2025
2024
2023
2025
2024
2023
2025
2024
2023
2025
2024
2023
2025
2024
2023
2025
2024
2023
Netherlands
Netherlands
ING Bank N.V.
Wholesale / Retail
15,280
14,821
14,449
6,832
5,201
5,171
305,860
301,955
294,485
2,833
1,408
1,445
833
519
461
413
589
601
Belgium
Belgium
ING België N.V.
Wholesale / Retail
5,828
5,994
6,392
3,890
2,767
1,917
137,372
136,765
128,391
1,666
759
-119
440
198
7
245
272
169
Luxembourg
ING Luxembourg S.A.
Wholesale / Retail
865
887
939
432
469
587
14,150
13,961
14,435
141
192
328
34
48
84
113
116
40
Germany
Germany
ING DiBa A.G.
Wholesale / Retail
5,673
5,460
5,499
4,320
2,582
1,244
185,220
174,500
171,899
2,474
853
-221
710
280
-55
549
663
904
Rest of Europe
Poland 1
ING Bank Slaski S.A
Wholesale / Retail
11,130
11,575
11,677
2,798
2,620
2,350
61,344
56,090
52,134
1,411
1,313
1,236
310
280
286
241
231
136
Spain
Branch of ING Bank N.V.
Wholesale / Retail
1,748
1,692
1,576
1,230
1,224
1,156
38,580
35,917
33,092
575
549
533
189
174
125
170
185
114
Italy
Branch of ING Bank N.V.
Wholesale / Retail
1,335
1,235
1,190
522
513
433
20,309
16,444
14,832
116
119
128
41
38
54
13
16
19
Romania 1
Branch of ING Bank N.V.
Wholesale / Retail
4,514
4,282
3,971
779
749
690
14,151
12,937
11,496
365
401
396
63
67
61
69
76
55
Türkiye
ING Bank A.S.
Wholesale / Retail
2,574
2,795
2,973
208
142
14
4,958
4,897
4,770
-73
-110
-232
3
18
-20
11
5
29
UK
Branch of ING Bank N.V.
Wholesale
762
741
722
782
811
758
63,746
59,615
50,572
385
249
510
88
52
131
55
70
101
Switzerland
Branch of ING Bank N.V.
Wholesale
305
300
292
214
228
248
9,641
9,086
8,501
90
104
137
14
16
19
14
29
52
France 2
Branch of ING Bank N.V.
Wholesale
209
194
194
220
214
221
7,876
7,928
8,458
90
-23
91
30
-3
25
7
9
7
Ireland
Branch of ING Bank N.V.
Wholesale
147
119
82
107
135
83
4,048
3,593
3,907
100
102
71
15
15
9
12
12
8
Czech Republic
Branch of ING Bank N.V.
Wholesale
124
122
134
75
77
76
3,561
3,382
3,191
27
37
33
6
8
6
8
4
10
Hungary
Branch of ING Bank N.V.
Wholesale
131
128
127
54
63
85
2,183
2,179
1,893
-2
6
35
3
3
7
2
9
9
Russia
ING Bank (Eurasia) Z.A.O.
Wholesale
239
236
259
186
139
136
1,086
764
925
157
99
151
38
19
31
35
21
20
Slovakia 1
Branch of ING Bank N.V.
Wholesale
1,605
1,489
1,347
19
22
20
686
612
618
3
8
11
1
3
2
2
4
2
Portugal
Branch of ING Bank N.V.
Wholesale
12
11
10
23
23
17
714
815
620
16
18
12
4
4
3
6
4
2
Ukraine
PJSC ING Bank Ukraine
Wholesale
94
92
91
38
45
53
567
651
590
24
29
44
6
14
22
10
25
7
Bulgaria
Branch of ING Bank N.V.
Wholesale
64
64
61
25
27
23
611
570
530
6
13
11
1
2
1
3
2
1
Austria
Branch of ING Bank N.V.
Wholesale
23
20
17
12
10
9
845
394
383
-1
-2
-4
0
0
-1
0
0
1
1Includes significant number of FTEs in relation to global services provided.
2Public subsidies received, as defined in article 89 of the CRD IV, amounts to EUR  0.0 million (2024: EUR  0.1 million; 2023: EUR  0.2 million).
Additional information by country (continued)
Geographical
area
Country/Tax
jurisdiction
Name of principal
subsidiary
Main (banking)
activity
Average number of
employees at full-time
equivalent basis
Total income
Total assets
Result before tax
Taxation
Tax paid
2025
2024
2023
2025
2024
2023
2025
2024
2023
2025
2024
2023
2025
2024
2023
2025
2024
2023
Rest of the
World
Australia
ING Bank (Australia) Ltd.
Wholesale / Retail
2,050
1,994
1,820
971
994
1,033
55,976
53,895
52,734
485
460
572
150
142
174
174
195
185
USA
ING Financial Holdings
Corp.
Wholesale
714
659
603
1,262
1,277
1,124
61,483
65,197
66,143
598
759
654
160
195
185
161
175
183
Singapore
Branch of ING Bank N.V.
Wholesale
590
572
576
403
474
354
38,414
34,593
26,816
206
333
172
30
44
24
44
24
13
Japan
Branch of ING Bank N.V.
Wholesale
40
32
32
43
42
40
7,401
9,570
14,267
16
25
17
8
5
7
5
4
10
South Korea
Branch of ING Bank N.V.
Wholesale
89
86
86
84
86
92
8,343
8,050
6,167
34
32
39
8
7
9
-6
7
24
Hong Kong
Branch of ING Bank N.V.
Wholesale
100
100
104
70
76
101
3,469
3,512
4,378
18
24
-18
3
4
-2
0
0
0
Taiwan
Branch of ING Bank N.V.
Wholesale
38
37
37
34
27
39
6,054
3,507
2,597
16
4
0
6
1
1
1
3
0
China
Branch of ING Bank N.V.
Wholesale
80
78
78
25
29
18
1,129
1,935
998
-8
-5
-12
-3
-1
2
2
0
-9
Philippines 1
Branch of ING Bank N.V.
Wholesale
6,392
5,290
4,079
16
16
10
496
477
403
17
14
1
2
3
2
3
3
2
United Arab
Emirates
Branch of ING Bank N.V.
Wholesale
14
12
11
0
0
-2
1
1
1
0
0
-3
0
0
0
0
0
0
Sri Lanka
Branch of ING Hubs B.V.
Global services
1
5
4
0
0
0
2
0
0
0
0
0
0
0
0
0
0
0
Brazil
ING ADMINISTRAÇÃO
LTDA.
In run-off /
liquidation
0
0
2
4
4
18
55
63
73
3
3
17
1
25
0
1
1
4
Mexico
ING Consulting, S.A. de
C.V.
In run-off /
liquidation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Canada
Payvision Canada
Services Ltd.
Dissolved in 2023
0
0
0
0
0
0
0
0
0
0
0
0
Total
62,770
61,121
59,434
25,678
21,087
18,121
1,060,329
1,023,856
980,299
11,791
7,772
6,037
3,192
2,181
1,662
2,366
2,754
2,700
1Includes significant number of FTEs in relation to global services provided.