v3.25.4
Provisions (Tables)
12 Months Ended
Dec. 31, 2025
Other Provisions, Contingent Liabilities And Contingent Assets [Abstract]  
Disclosure of other provisions rollforward
Restructuring
costs
Legal proceedings
and regulatory
matters
Customer
remediation
Other
provisions
Total
$m
$m
$m
$m
$m
Provisions (excluding contractual commitments)
At 1 Jan 2025
199
295
85
457
1,036
Additions
991
1,580
39
174
2,784
Amounts utilised
(525)
(194)
(25)
(64)
(808)
Unused amounts reversed
(108)
(47)
(34)
(68)
(257)
Exchange and other movements
21
28
4
(2)
51
At 31 Dec 2025
578
1,662
69
497
2,806
Contractual commitments1
At 1 Jan 2025
688
Net change in expected credit loss provision and other movements
(53)
At 31 Dec 2025
635
Total provisions
At 31 Dec 2024
1,724
At 31 Dec 2025
3,441
Provisions (excluding contractual commitments)
At 1 Jan 2024
284
380
130
420
1,214
Additions
181
205
36
203
625
Amounts utilised
(193)
(228)
(48)
(105)
(574)
Unused amounts reversed
(63)
(63)
(35)
(82)
(243)
Exchange and other movements
(10)
1
2
21
14
At 31 Dec 2024
199
295
85
457
1,036
Contractual commitments1
At 1 Jan 2024
527
Net change in expected credit loss provision and other movements
161
At 31 Dec 2024
688
Total provisions
At 31 Dec 2023
1,741
At 31 Dec 2024
1,724
1Contractual commitments include the expected credit loss provision in relation to off-balance sheet financial guarantee contracts and commitments to which the
impairment requirements in IFRS 9 are applied; and provisions for performance and other guarantee contracts.