v3.25.4
Cash and Cash Equivalents
 12 Months Ended
Dec. 31, 2025
Disclosure Of Cash And Cash Equivalents [Abstract]  
Cash and Cash Equivalents CASH AND CASH EQUIVALENTS
a.The detail of the balances included under cash and cash equivalents is as follows:
As of December 31,
20252024
MCh$MCh$
Cash and deposits in banks
Cash1,208,860 1,227,700 
Deposits at the Central Bank of Chile563,886 1,100,472 
Deposits in local banks2,482 1,605 
Deposits in banks abroad200,416 365,783 
Subtotals – Cash and deposits in banks1,975,644 2,695,560 
  
Net cash items in process of collection117,417 75,442 
Cash and cash equivalents2,093,061 2,771,002 
The balance of funds held in cash and at the Central Bank of Chile reflects the monthly average that the Bank must maintain in accordance with the regulations governing minimum reserves although the balance can be withdrawn on demand.
b.Cash in process of collection and in process of being cleared
Cash items in process of collection and in process of being cleared represent domestic transactions which have not been processed through the central domestic clearinghouse or international transactions which may be delayed in settlement due to timing differences. These transactions were as follows:
As of December 31,
20252024
MCh$MCh$
Assets
Documents held by other banks (documents to be cleared)96,821 121,290 
Funds receivable1,088,812 451,262 
Subtotal1,185,633 572,552 
Liabilities
Funds payable(1,068,216)(497,110)
Subtotal(1,068,216)(497,110)
Cash in process of collection, net117,417 75,442