v3.25.4
Fees and Commissions (Details) - Schedule of Commission Income and Expense - CLP ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Fee and commission income      
Fees and commissions for prepayments $ 15,595 $ 17,108 $ 14,151
Fees and commissions of loans with credit lines 1 49 2,900
Fees and commissions for lines of credits and overdrafts 1,633 1,968 2,820
Fees and commissions for guarantees and letters of credit 42,340 34,893 34,462
Fees and commissions for card services 568,463 500,292 422,737
Fees and commissions for management of accounts 80,774 73,076 59,538
Fees and commissions for collections and payments 61,556 65,187 60,912
Fees and commissions for intermediation and management of securities 13,513 10,602 9,487
Insurance brokerage fees 55,039 60,528 61,511
Fees and commissions for factoring operations services 1,286 1,334 1,249
Fees and commissions for securitizations 0 0 0
Fees and commissions for financial advice 21,068 28,378 15,422
Office banking 23,376 22,673 21,495
Fees for other services rendered 92,406 75,932 60,823
Other fees earned 63,594 68,148 81,006
Total 1,040,644 960,168 848,513
Fee and commission expense      
Compensation for card operation (191,567) (156,558) (127,285)
Commissions for licence for use brands (8,780) (7,166) (6,077)
Commissions for services linked to the credit card and prepaid cards (48) (383) (10,943)
Commissions for obligations of loyalty programmes and merits for card customers (125,743) (123,768) (95,542)
Fees and commissions for securities transactions (12,043) (11,866) (9,115)
Office banking (2,770) (2,715) (2,859)
Interbank services (22,823) (28,935) (61,136)
Other fees (81,039) (81,711) (32,916)
Total (444,813) (413,102) (345,873)
Net fee and commission income $ 595,831 $ 547,066 $ 502,640