Fees and Commissions (Details) - Commission Income and Expenses by Segment - CLP ($)
$ in Millions |
12 Months Ended |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
| Disclosure of attribution of expenses by nature to their function [line items] |
|
|
|
| Fees for other services rendered |
$ 92,406
|
$ 75,932
|
$ 60,823
|
| Compensation for card operation |
(191,567)
|
(156,558)
|
(127,285)
|
| Commissions for licence for use brands |
(8,780)
|
(7,166)
|
(6,077)
|
| Commissions for obligations of loyalty programmes and merits for card customers |
(125,743)
|
(123,768)
|
(95,542)
|
| Fees and commissions for securities transactions |
(12,043)
|
(11,866)
|
(9,115)
|
| Interbank services |
(22,823)
|
(28,935)
|
(61,136)
|
| Total |
|
|
|
| Disclosure of attribution of expenses by nature to their function [line items] |
|
|
|
| Commissions for prepayments |
15,595
|
17,108
|
14,151
|
| Commissions of loans with credit lines |
1
|
49
|
2,900
|
| Commissions for lines of credits and overdrafts |
1,633
|
1,968
|
2,820
|
| Commissions for guarantees and letters of credit |
42,340
|
34,893
|
34,462
|
| Commissions for card services |
568,463
|
500,292
|
422,737
|
| Commissions for management of accounts |
80,774
|
73,076
|
59,538
|
| Commissions for collections and payments |
61,556
|
65,187
|
60,912
|
| Commissions for intermediation and management of securities |
13,513
|
|
9,487
|
| Commissions for brokerage and management of securities |
|
10,602
|
|
| Remuneration for insurance brokerage fees |
55,039
|
60,528
|
61,511
|
| Commissions for factoring operations services |
1,286
|
1,334
|
1,249
|
| Commissions for securitizations |
0
|
|
0
|
| Commissions for financial advice |
21,068
|
28,378
|
15,422
|
| Office banking |
23,376
|
22,673
|
21,495
|
| Fees for other services rendered |
92,406
|
75,932
|
60,823
|
| Other fees earned |
63,594
|
68,148
|
81,006
|
| Total |
1,040,644
|
960,168
|
848,513
|
| Compensation for card operation |
(191,567)
|
(156,558)
|
(127,285)
|
| Commissions for licence for use brands |
(8,780)
|
(7,166)
|
(6,077)
|
| Commissions for services related to the credit card system and prepaid cards |
(48)
|
(383)
|
(10,943)
|
| Commissions for obligations of loyalty programmes and merits for card customers |
(125,743)
|
(123,768)
|
(95,542)
|
| Fees and commissions for securities transactions |
(12,043)
|
(11,866)
|
(9,115)
|
| Office banking |
(2,770)
|
(2,715)
|
(2,859)
|
| Interbank services |
(22,823)
|
(28,935)
|
(61,136)
|
| Other fees |
(81,039)
|
(81,711)
|
(32,916)
|
| Total |
(444,813)
|
(413,102)
|
(345,873)
|
| Total Net commission income and expenses |
595,831
|
547,066
|
502,640
|
| Retail |
|
|
|
| Disclosure of attribution of expenses by nature to their function [line items] |
|
|
|
| Commissions for prepayments |
14,225
|
15,554
|
11,927
|
| Commissions of loans with credit lines |
1
|
48
|
2,876
|
| Commissions for lines of credits and overdrafts |
796
|
(52)
|
1,752
|
| Commissions for guarantees and letters of credit |
8,130
|
9,592
|
4,277
|
| Commissions for card services |
514,967
|
468,437
|
358,604
|
| Commissions for management of accounts |
77,556
|
70,392
|
55,561
|
| Commissions for collections and payments |
98,835
|
100,291
|
84,327
|
| Commissions for intermediation and management of securities |
(1,604)
|
|
72
|
| Commissions for brokerage and management of securities |
|
276
|
|
| Remuneration for insurance brokerage fees |
139
|
332
|
216
|
| Commissions for factoring operations services |
526
|
467
|
126
|
| Commissions for securitizations |
0
|
|
0
|
| Commissions for financial advice |
114
|
250
|
45
|
| Office banking |
19,062
|
18,511
|
16,750
|
| Fees for other services rendered |
72,654
|
59,948
|
47,397
|
| Other fees earned |
64,562
|
25,786
|
56,947
|
| Total |
869,963
|
769,832
|
640,877
|
| Compensation for card operation |
(157,672)
|
(103,805)
|
(106,388)
|
| Commissions for licence for use brands |
(6,186)
|
(5,833)
|
(5,019)
|
| Commissions for services related to the credit card system and prepaid cards |
(48)
|
(1,136)
|
(15,861)
|
| Commissions for obligations of loyalty programmes and merits for card customers |
(122,860)
|
(119,968)
|
(92,483)
|
| Fees and commissions for securities transactions |
0
|
0
|
0
|
| Office banking |
(1,990)
|
(2,083)
|
(1,265)
|
| Interbank services |
(17,966)
|
(23,676)
|
(27,056)
|
| Other fees |
(60,055)
|
(59,137)
|
(8,390)
|
| Total |
(366,777)
|
(315,638)
|
(256,462)
|
| Total Net commission income and expenses |
503,186
|
454,194
|
384,415
|
| Wealth Management & Insurance |
|
|
|
| Disclosure of attribution of expenses by nature to their function [line items] |
|
|
|
| Commissions for prepayments |
93
|
71
|
46
|
| Commissions of loans with credit lines |
0
|
1
|
12
|
| Commissions for lines of credits and overdrafts |
1
|
(2)
|
(8)
|
| Commissions for guarantees and letters of credit |
31
|
43
|
62
|
| Commissions for card services |
4,579
|
3,958
|
3,403
|
| Commissions for management of accounts |
199
|
153
|
92
|
| Commissions for collections and payments |
688
|
772
|
621
|
| Commissions for intermediation and management of securities |
5,445
|
|
1,854
|
| Commissions for brokerage and management of securities |
|
1,926
|
|
| Remuneration for insurance brokerage fees |
54,994
|
61,012
|
60,414
|
| Commissions for factoring operations services |
0
|
0
|
0
|
| Commissions for securitizations |
0
|
|
0
|
| Commissions for financial advice |
0
|
84
|
0
|
| Office banking |
137
|
112
|
1,194
|
| Fees for other services rendered |
13,430
|
11,475
|
3,377
|
| Other fees earned |
(484)
|
(10,156)
|
5,851
|
| Total |
79,113
|
69,449
|
76,918
|
| Compensation for card operation |
(768)
|
(735)
|
(632)
|
| Commissions for licence for use brands |
(114)
|
(76)
|
(103)
|
| Commissions for services related to the credit card system and prepaid cards |
0
|
(29)
|
(327)
|
| Commissions for obligations of loyalty programmes and merits for card customers |
(2,517)
|
(2,400)
|
(1,833)
|
| Fees and commissions for securities transactions |
(34)
|
0
|
0
|
| Office banking |
0
|
0
|
(1,540)
|
| Interbank services |
0
|
0
|
(32,935)
|
| Other fees |
(45,661)
|
(43,026)
|
(19,086)
|
| Total |
(49,094)
|
(46,266)
|
(56,456)
|
| Total Net commission income and expenses |
30,019
|
23,183
|
20,462
|
| Middle-market |
|
|
|
| Disclosure of attribution of expenses by nature to their function [line items] |
|
|
|
| Commissions for prepayments |
903
|
925
|
1,802
|
| Commissions of loans with credit lines |
0
|
0
|
9
|
| Commissions for lines of credits and overdrafts |
91
|
(177)
|
(570)
|
| Commissions for guarantees and letters of credit |
17,281
|
13,859
|
18,193
|
| Commissions for card services |
29,442
|
18,334
|
33,098
|
| Commissions for management of accounts |
1,860
|
1,924
|
3,074
|
| Commissions for collections and payments |
6,162
|
6,220
|
9,332
|
| Commissions for intermediation and management of securities |
672
|
|
598
|
| Commissions for brokerage and management of securities |
|
409
|
|
| Remuneration for insurance brokerage fees |
36
|
107
|
50
|
| Commissions for factoring operations services |
306
|
291
|
565
|
| Commissions for securitizations |
0
|
|
0
|
| Commissions for financial advice |
8,400
|
13,223
|
5,250
|
| Office banking |
2,684
|
2,690
|
2,578
|
| Fees for other services rendered |
5,088
|
3,452
|
7,295
|
| Other fees earned |
6,039
|
(1,201)
|
15,204
|
| Total |
78,964
|
60,056
|
96,478
|
| Compensation for card operation |
(18,096)
|
(9,326)
|
(16,346)
|
| Commissions for licence for use brands |
(1,537)
|
(727)
|
(899)
|
| Commissions for services related to the credit card system and prepaid cards |
0
|
(43)
|
(584)
|
| Commissions for obligations of loyalty programmes and merits for card customers |
0
|
0
|
(990)
|
| Fees and commissions for securities transactions |
0
|
0
|
0
|
| Office banking |
(660)
|
(483)
|
(1,026)
|
| Interbank services |
(3,129)
|
(2,956)
|
(21,939)
|
| Other fees |
(2,621)
|
(2,567)
|
(17,300)
|
| Total |
(26,043)
|
(16,102)
|
(59,084)
|
| Total Net commission income and expenses |
52,921
|
43,954
|
37,394
|
| CIB |
|
|
|
| Disclosure of attribution of expenses by nature to their function [line items] |
|
|
|
| Commissions for prepayments |
100
|
897
|
123
|
| Commissions of loans with credit lines |
0
|
0
|
0
|
| Commissions for lines of credits and overdrafts |
837
|
1,844
|
1,667
|
| Commissions for guarantees and letters of credit |
16,242
|
11,667
|
11,014
|
| Commissions for card services |
12,040
|
5,970
|
27,394
|
| Commissions for management of accounts |
1,154
|
1,159
|
804
|
| Commissions for collections and payments |
6,848
|
7,932
|
8,115
|
| Commissions for intermediation and management of securities |
9,281
|
|
6,830
|
| Commissions for brokerage and management of securities |
|
6,877
|
|
| Remuneration for insurance brokerage fees |
50
|
0
|
1
|
| Commissions for factoring operations services |
453
|
576
|
549
|
| Commissions for securitizations |
0
|
|
0
|
| Commissions for financial advice |
12,715
|
15,114
|
3,980
|
| Office banking |
1,492
|
1,359
|
1,140
|
| Fees for other services rendered |
1,232
|
1,055
|
3,225
|
| Other fees earned |
669
|
14,443
|
3,632
|
| Total |
63,113
|
68,893
|
68,474
|
| Compensation for card operation |
(8,395)
|
(4,369)
|
(3,620)
|
| Commissions for licence for use brands |
(421)
|
(324)
|
(38)
|
| Commissions for services related to the credit card system and prepaid cards |
0
|
(6)
|
(62)
|
| Commissions for obligations of loyalty programmes and merits for card customers |
0
|
0
|
0
|
| Fees and commissions for securities transactions |
(1,712)
|
(3,956)
|
(7,426)
|
| Office banking |
(120)
|
(148)
|
(242)
|
| Interbank services |
(1,728)
|
(2,303)
|
(5,172)
|
| Other fees |
(3,333)
|
(2,886)
|
(2,121)
|
| Total |
(15,709)
|
(13,992)
|
(18,681)
|
| Total Net commission income and expenses |
47,404
|
54,901
|
49,793
|
| Corporate activity and others |
|
|
|
| Disclosure of attribution of expenses by nature to their function [line items] |
|
|
|
| Commissions for prepayments |
274
|
(339)
|
253
|
| Commissions of loans with credit lines |
0
|
0
|
3
|
| Commissions for lines of credits and overdrafts |
(92)
|
355
|
(21)
|
| Commissions for guarantees and letters of credit |
656
|
(268)
|
916
|
| Commissions for card services |
7,435
|
3,593
|
238
|
| Commissions for management of accounts |
5
|
(552)
|
7
|
| Commissions for collections and payments |
(50,977)
|
(50,028)
|
(41,483)
|
| Commissions for intermediation and management of securities |
(281)
|
|
133
|
| Commissions for brokerage and management of securities |
|
1,114
|
|
| Remuneration for insurance brokerage fees |
(180)
|
(923)
|
830
|
| Commissions for factoring operations services |
1
|
0
|
9
|
| Commissions for securitizations |
0
|
|
0
|
| Commissions for financial advice |
(161)
|
(293)
|
6,147
|
| Office banking |
1
|
1
|
(167)
|
| Fees for other services rendered |
2
|
2
|
(471)
|
| Other fees earned |
(7,192)
|
39,276
|
(628)
|
| Total |
(50,509)
|
(8,062)
|
(34,234)
|
| Compensation for card operation |
(6,636)
|
(38,323)
|
(299)
|
| Commissions for licence for use brands |
(522)
|
(206)
|
(18)
|
| Commissions for services related to the credit card system and prepaid cards |
0
|
831
|
5,891
|
| Commissions for obligations of loyalty programmes and merits for card customers |
(366)
|
(1,400)
|
(236)
|
| Fees and commissions for securities transactions |
(10,297)
|
(7,910)
|
(1,689)
|
| Office banking |
0
|
(1)
|
1,214
|
| Interbank services |
0
|
0
|
25,966
|
| Other fees |
30,631
|
25,905
|
13,981
|
| Total |
12,810
|
(21,104)
|
44,810
|
| Total Net commission income and expenses |
(37,699)
|
(29,166)
|
10,576
|
| Transferred over time |
|
|
|
| Disclosure of attribution of expenses by nature to their function [line items] |
|
|
|
| Commissions for prepayments |
0
|
0
|
0
|
| Commissions of loans with credit lines |
0
|
0
|
0
|
| Commissions for lines of credits and overdrafts |
751
|
741
|
2,820
|
| Commissions for guarantees and letters of credit |
41,446
|
34,017
|
34,462
|
| Commissions for card services |
88,733
|
83,763
|
84,547
|
| Commissions for management of accounts |
74,358
|
67,506
|
59,538
|
| Commissions for collections and payments |
0
|
|
0
|
| Commissions for intermediation and management of securities |
0
|
|
0
|
| Commissions for brokerage and management of securities |
|
0
|
|
| Remuneration for insurance brokerage fees |
0
|
0
|
0
|
| Commissions for factoring operations services |
0
|
0
|
0
|
| Commissions for securitizations |
0
|
|
0
|
| Commissions for financial advice |
0
|
0
|
0
|
| Office banking |
0
|
0
|
21,495
|
| Fees for other services rendered |
0
|
0
|
0
|
| Other fees earned |
0
|
0
|
0
|
| Total |
205,288
|
186,027
|
202,862
|
| Compensation for card operation |
0
|
0
|
0
|
| Commissions for licence for use brands |
0
|
0
|
|
| Commissions for services related to the credit card system and prepaid cards |
0
|
0
|
|
| Commissions for obligations of loyalty programmes and merits for card customers |
0
|
0
|
|
| Fees and commissions for securities transactions |
0
|
|
0
|
| Office banking |
0
|
0
|
(2,859)
|
| Interbank services |
0
|
0
|
0
|
| Other fees |
0
|
0
|
0
|
| Total |
0
|
0
|
(2,859)
|
| Total Net commission income and expenses |
205,288
|
186,027
|
200,003
|
| Transferred at a point in time |
|
|
|
| Disclosure of attribution of expenses by nature to their function [line items] |
|
|
|
| Commissions for prepayments |
15,595
|
17,108
|
14,151
|
| Commissions of loans with credit lines |
1
|
49
|
2,900
|
| Commissions for lines of credits and overdrafts |
882
|
1,227
|
0
|
| Commissions for guarantees and letters of credit |
894
|
876
|
0
|
| Commissions for card services |
479,730
|
416,529
|
338,190
|
| Commissions for management of accounts |
6,416
|
5,570
|
0
|
| Commissions for collections and payments |
41,997
|
43,618
|
36,547
|
| Commissions for intermediation and management of securities |
13,513
|
|
9,487
|
| Commissions for brokerage and management of securities |
|
10,602
|
|
| Remuneration for insurance brokerage fees |
0
|
0
|
61,511
|
| Commissions for factoring operations services |
1,286
|
1,334
|
1,249
|
| Commissions for securitizations |
0
|
|
|
| Commissions for financial advice |
21,068
|
28,378
|
15,422
|
| Office banking |
23,376
|
22,673
|
0
|
| Fees for other services rendered |
92,406
|
75,932
|
60,823
|
| Other fees earned |
63,594
|
68,148
|
81,006
|
| Total |
760,758
|
692,044
|
621,286
|
| Compensation for card operation |
(191,567)
|
(156,558)
|
(127,285)
|
| Commissions for licence for use brands |
(8,780)
|
(7,166)
|
(6,077)
|
| Commissions for services related to the credit card system and prepaid cards |
(48)
|
(383)
|
(10,943)
|
| Commissions for obligations of loyalty programmes and merits for card customers |
(125,743)
|
(123,768)
|
(57,325)
|
| Fees and commissions for securities transactions |
(12,043)
|
(11,866)
|
(9,115)
|
| Office banking |
(2,770)
|
(2,715)
|
|
| Interbank services |
(22,823)
|
(28,935)
|
(61,136)
|
| Other fees |
(81,039)
|
(81,711)
|
(32,916)
|
| Total |
(444,813)
|
(413,102)
|
(304,797)
|
| Total Net commission income and expenses |
315,945
|
278,942
|
316,489
|
| Accrual model |
|
|
|
| Disclosure of attribution of expenses by nature to their function [line items] |
|
|
|
| Commissions for prepayments |
0
|
0
|
0
|
| Commissions of loans with credit lines |
0
|
0
|
0
|
| Commissions for lines of credits and overdrafts |
0
|
0
|
0
|
| Commissions for guarantees and letters of credit |
0
|
0
|
0
|
| Commissions for card services |
0
|
0
|
0
|
| Commissions for management of accounts |
0
|
0
|
0
|
| Commissions for collections and payments |
19,559
|
21,569
|
24,365
|
| Commissions for intermediation and management of securities |
0
|
|
0
|
| Commissions for brokerage and management of securities |
|
0
|
|
| Remuneration for insurance brokerage fees |
55,039
|
60,528
|
0
|
| Commissions for factoring operations services |
0
|
0
|
0
|
| Commissions for securitizations |
0
|
|
0
|
| Commissions for financial advice |
0
|
0
|
0
|
| Office banking |
0
|
0
|
0
|
| Fees for other services rendered |
0
|
0
|
0
|
| Other fees earned |
0
|
0
|
0
|
| Total |
74,598
|
82,097
|
24,365
|
| Compensation for card operation |
0
|
0
|
0
|
| Commissions for licence for use brands |
0
|
0
|
0
|
| Commissions for services related to the credit card system and prepaid cards |
0
|
0
|
0
|
| Commissions for obligations of loyalty programmes and merits for card customers |
0
|
0
|
(38,217)
|
| Fees and commissions for securities transactions |
0
|
0
|
0
|
| Office banking |
0
|
0
|
0
|
| Interbank services |
0
|
0
|
0
|
| Other fees |
0
|
0
|
0
|
| Total |
0
|
0
|
(38,217)
|
| Total Net commission income and expenses |
$ 74,598
|
$ 82,097
|
$ (13,852)
|