Fixed Assets

12 Months Ended

Dec. 31, 2025

Disclosure of detailed information about property, plant and equipment [abstract]

FIXED ASSETS

As of December 31, 2025 and 2024, the composition of property, plant, and equipment balances is as follows:


									As of December 31, 2025
			Net opening balance as of January 1, 2025						Gross balance						Accumulated depreciation						Net balance
			MCh$						MCh$						MCh$						MCh$
Buildings			142,114						291,710						(173,904)						117,806
Land			14,020						11,343						-						11,343
Equipment			71,155						375,982						(324,408)						51,574
Other			24,557						134,950						(73,151)						61,799
Total			251,846						813,985						(571,463)						242,522


									As of December 31, 2024
			Net opening balance as of January 1, 2024						Gross balance						Accumulated depreciation						Net balance
			MCh$						MCh$						MCh$						MCh$
Buildings			145,618						327,607						(185,493)						142,114
Land			14,631						14,020						-						14,020
Equipment			67,751						371,128						(299,973)						71,155
Other			23,823						100,972						(76,415)						24,557
Total			251,823						813,727						(561,881)						251,846

The changes in the value of property, plant, and equipment as of December 31, 2025 and 2024 is as follows:

i.Gross balance


2025			Buildings						Land						Equipment						Other						Total
			MCh$						MCh$						MCh$						MCh$						MCh$
Balances as of January 1, 2025			327,607						14,020						371,128						100,972						813,727
Additions			29,820						-						42,722						12,117						84,659
Disposals			(61,371)						(2,677)						(6,119)						(14,222)						(84,389)
Impairment due to damage			-						-						-						-						-
Other			(4,346)						-						(31,749)						36,083						(12)
Balances as of December 31, 2025			291,710						11,343						375,982						134,950						813,985


2024			Buildings						Land						Equipment						Other						Total
			MCh$						MCh$						MCh$						MCh$						MCh$
Balances as of January 1, 2024			318,881						14,631						343,038						99,732						776,282
Additions			26,515						-						29,404						7,242						63,161
Disposals			(8,967)						(493)						(10,446)						(4,389)						(24,295)
Impairment due to damage			(1,041)						-						-						-						(1,041)
Other			(7,781)						(118)						9,132						(1,613)						(380)
Balances as of December 31, 2024			327,607						14,020						371,128						100,972						813,727

NOTE 11 - FIXED ASSETS, continued

ii.Accumulated depreciation


2025			Buildings						Land						Equipment						Other						Total
			MCh$						MCh$						MCh$						MCh$						MCh$
Balances as of January 1, 2025			(185,493)						-						(299,973)						(76,415)						(561,881)
Depreciation charges in the period			(21,852)						-						(31,162)						(8,375)						(61,389)
Sales and disposals in the period			33,441						-						6,727						11,639						51,807
Other			-						-						-						-						-
Balances as of December 31, 2025			(173,904)						-						(324,408)						(73,151)						(571,463)


2024			Buildings						Land						Equipment						Other						Total
			MCh$						MCh$						MCh$						MCh$						MCh$
Balances as of January 1, 2024			(173,263)						-						(275,287)						(75,909)						(524,459)
Depreciation charges in the period			(20,334)						-						(35,154)						(5,153)						(60,641)
Sales and disposals in the period			9,443						-						9,072						4,640						23,155
Other			(1,339)						-						1,396						7						64
Balances as of December 31, 2024			(185,493)						-						(299,973)						(76,415)						(561,881)