v3.25.4
Right of Use Assets and Obligation for Lease Contracts
 12 Months Ended
Dec. 31, 2025
Disclosure of quantitative information about right-of-use assets [abstract]  
Right of Use Assets and Obligation for Lease Contracts RIGHT OF USE ASSETS AND OBLIGATION FOR LEASE CONTRACTS
The composition of the right of use assets as of December 31, 2025 and 2024 is as follows:
 As of December 31, 2025
2025Opening balances as of January 1, 2025Gross balanceAccumulated
depreciation		Net balance
 MCh$MCh$MCh$MCh$
Land and building60,792 167,373 (137,458)29,915 
Total60,792 167,373 (137,458)29,915 
 As of December 31, 2024
2024Opening balances as of January 1, 2024Gross balanceAccumulated
depreciation		Net balance
 MCh$MCh$MCh$MCh$
Land and building100,449 189,234 (128,442)60,792 
Total100,449 189,234 (128,442)60,792 
The movement of the right of use assets under lease during the 2025 and 2024 period, is as follows:
i.Gross balance
2025Land and building
 MCh$
Balances as of January 1, 2025189,234 
Additions6,589 
Disposals(28,450)
Impairment- 
Other- 
Balances as of December 31, 2025167,373 
2024Land and building
 MCh$
Balances as of January 1, 2024215,411 
Additions8,507 
Disposals(35,049)
Impairment365 
Other- 
Balances as of December 31, 2024189,234 
NOTE 12 - RIGHT OF USE ASSETS AND OBLIGATION FOR LEASE CONTRACTS, continued
ii.Accumulated amortisation
2025Land and building
 MCh$
Balances as of January 1, 2025(128,442)
Amortisation for the period(25,915)
Sales and disposals during the period16,899 
Transfers- 
Others- 
Balances as of December 31, 2025(137,458)
2024Land and building
 MCh$
Balances as of January 1, 2024(114,962)
Amortisation for the period(27,812)
Sales and disposals during the period14,520 
Transfers(188)
Others- 
Balances as of December 31, 2024(128,442)
a.Lease liability
As of December 31, 2025 and 2024, the composition of lease liability balances are composed as follows:
 As of December 31,
 20252024
 MCh$MCh$
Lease liability40,649 66,882 
Total40,649 66,882 
b.Expenses associated with assets for the right of use leased assets and lease liability
 As of December 31,
 20252024
 MCh$MCh$
Depreciation(25,915)(27,812)
Interests(10,041)(7,617)
Short term lease(16,203)(18,558)
Other expenses for obligations under lease contracts(55)(31)
Total(52,214)(54,018)
NOTE 12 - RIGHT OF USE ASSETS AND OBLIGATION FOR LEASE CONTRACTS, continued
c.As of December 31, 2023 and 2022, the maturity level of the lease liability, according to their contractual maturity is as follows:
 As of December 31,
 20252024
 MCh$MCh$
Due within 1 year6,62912,685
Due after 1 year but within 2 years8,00413,483
Due after 2 years but within 3 years6,74710,727
Due after 3 years but within 4 years6,0828,361
Due after 4 years but within 5 years5,1947,222
Due after 5 years7,99314,404
Total40,64966,882
d.Operational leases – lessor
As of December 31, 2025 and 2024, the future minimum lease cash inflows under non-cancellable operating leases are as follows:
 As of December 31,
 20252024
 MCh$MCh$
Due within 1 year1,9981,246
Due after 1 year but within 2 years2,2472,031
Due after 2 years but within 3 years1,2291,134
Due after 3 years but within 4 years1,089870
Due after 4 years but within 5 years890765
Due after 5 years2,8883,293
Total10,3419,339
e.As of December 31, 2025 and 2024, the Bank has no financial leases which cannot be unilaterally rescinded.
f.The Bank has no restriction on property, plant and equipment as of December 31, 2025 and 2024. Additionally, the property, plant and equipment have not been provided as guarantees of financial liabilities. The Bank has no debt in connection with property, plant and equipment.