v3.25.4
Risk Management (Details) - Narrative
$ in Millions, $ in Millions
1 Months Ended 12 Months Ended
Dec. 01, 2025
Dec. 31, 2025
CLP ($)
Dec. 31, 2023
CLP ($)
Dec. 31, 2025
CLP ($)
data_point
director
Dec. 31, 2025
USD ($)
data_point
director
Dec. 31, 2024
CLP ($)
Dec. 31, 2024
USD ($)
Risk Management [Line Items]              
Number of directors | director       11 11    
Level of confidence percentage       99.00% 99.00%    
Returns calculated time window period       2 years 2 years    
Number of data points | data_point       520 520    
Number of most recent data points | data_point       30 30    
Value at risk estimated measuring period       100 days 100 days    
Basis spread on variable rate       1.00% 1.00%    
Basis spread on variable rate curve for real estate       0.57% 0.57%    
Basis spread on variable rate change in nominal rates       1.00% 1.00%    
Basis spread on variable rate for exchange rate       1.00% 1.00%    
Inflation risk percentage       30.00% 30.00%    
Long-term interest rate risk percentage       35.00% 35.00%    
Short-term interest rate risk percentage       55.00% 55.00%    
Total investment percentage       99.00% 99.00%    
Increase (decrease) in financial assets       $ (68,877)   $ (162,997)  
Impairment loss recognised in profit or loss     $ 863        
Portfolios percentage       100.00% 100.00%    
Allowance for ECL – discounted cash flow methodology   $ 151,682   $ 151,682   165,935  
Probabilities percentage       100.00% 100.00%    
Lieu of payment (in Pesos)   42,463   $ 42,463   35,622  
Lieu of payment, gross (in Pesos)   42,489   42,489   36,804  
Lieu of payment, allowance (in Pesos)   $ 26   $ 26   $ 1,182  
Derivative instruments amount (in Dollars)         $ 1,720    
Derivative instruments percentage       3.00% 3.00%    
Gradually implemented percentage           100.00% 100.00%
Maintain reserves percentage       40.00% 40.00%    
Demand deposits percentage       20.00% 20.00%    
Regulatory capital percentage       100.00% 100.00%    
Maintain technical amount (in Dollars)         $ 0   $ 0
Capital to risk-weighted assets ratio   16.89%   16.89%      
Capital to risk weighted assets ratio, percent above requirement   4.26%   4.26%      
Regulatory adjustments and exclusions percentage 65.00% 100.00%          
Credit loss allowance (in Pesos)       $ 119,776      
Impairment on debt financial instruments              
Risk Management [Line Items]              
Increase (decrease) in financial assets           $ 353  
Stage 1              
Risk Management [Line Items]              
Residual term of operation       2 years 2 years    
Stage 2              
Risk Management [Line Items]              
Residual term of operation       2 years 6 months 2 years 6 months