v3.25.4
Risk Management (Details) - Schedule of Market Risk Exposure - CLP ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Market risk – trading protfolio    
Exposure to rate risk $ 565,138 $ 459,161
Exposure to currency risk 4,484 13,931
Interest rate option risk 0 0
Currency option risk 1,896 4,284
Total exposure of trading portfolio 571,518 477,376
Book value, assets 714,397 596,720
Subtotal 1,285,915 1,074,096
Limit = Regulatory capital 7,047,322 6,961,316
Available margin 5,761,407 5,887,220
Market risk – short-term financial management portfolio    
Short Term Exposure to Interest Rate Risk 101,913 95,219
Exposure to Inflation Risk 153,766 149,306
Short-term exposure of financial management portfolio 255,679 244,525
Limit = 35% net (net income from interest and readjustments + interest rates sensitive commissions) 1,008,348 909,152
Available margin 752,669 664,627
Market risk – long-term financial management portfolio    
Long Term Exposure to Interest Rate Risk 728,870 697,405
Limit = 35% Regulatory capital 2,466,563 2,436,461
Available margin $ 1,737,693 $ 1,739,056
Percentage of RWA 10.00% 10.00%
Percentage of (net income from interest and readjustments + interest rates sensitive commissions) 35.00% 35.00%
Percentage of Regulatory capital 35.00% 35.00%