v3.25.4
Risk Management (Details) - Schedule of Total Assets, Risk-Weighted Assets, and Components of Effective Equity - CLP ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Disclosure of risk management strategy related to hedge accounting [abstract]    
Total assets according to the statement of financial position $ 68,094,956 $ 68,458,932
Investment in subsidiaries that are not consolidated 0
Assets discounted from regulatory capital, other than item 2 11,233,907 13,243,643
Credit equivalents 4,639,857 3,402,423
Contingent credits 2,804,045 2,836,980
Assets generated by the intermediation of financial instruments 83,086 18,622
= (1-2-3+4+5-6) Total assets for regulatory purposes 64,221,865 61,436,070
Assets weighted for credit risk, estimated according to the standard methodology (RAW) 29,551,588 29,921,944
Assets weighted for credit risk, estimated according to internal methodologies (AWCR) 0 0
Market Risk Weighted Assets (MRWA) 7,143,966 5,967,201
Operational Risk Weighted Assets (OPWA) 5,019,913 4,923,679
= (8.a/8.b+9+10) Risk Weighted Assets (RWA) 41,715,467 40,812,824
= (8.a/8.b+9+10) Risk-weighted assets, after applying the output floor (RWA) 41,715,467 40,812,824
Shareholders equity 4,719,697 4,292,440
Non-controlling interest 119,942 104,394
Goodwill 0 0
Excess minority investment 0 0
= (12+13-14-15) Common Equity Equivalent Tier 1 Capital (CET1) 4,839,639 4,396,834
Additional deductions to common equity tier 1, other than item 2 237,716 128,425
= (16-17-2) Common Equity Tier 1 (CET1) 4,601,923 4,268,409
Voluntary (additional) provisions charged as additional capital tier 1 (AT1) 0 0
Subordinated bonds imputed as additional capital level 1 (AT1) 0 0
Preferred shares attributed to additional capital tier 1 (AT1) 0 0
Perpetual bonds attributed to additional capital level 1 (AT1) 629,468 693,382
Discounts applied to AT1 0 0
= (19+20+21+22-23) Additional Tier 1 Capital (AT1) 629,468 693,382
= (18+24) Equity Tier 1 5,231,391 4,961,791
Voluntary (additional) provisions allocated as Tier 2 (T2) capital 179,098 293,000
Subordinated bonds imputed as Tier 2 capital (T2) 1,636,832 1,706,525
= (26+27) Capital nivel 2 equivalente (T2) 1,815,930 1,999,525
Discounts applied to T2 0 0
= (28-29) Tier 2 Capital (T2) 1,815,930 1,999,525
= (25+30) Effective equity 7,047,321 6,961,316
Additional basic capital required for the constitution of the conservation buffer 1,042,887 1,020,321
Additional basic capital required to set up the countercyclical buffer 208,577 204,064
Additional core capital required for banks rated as systemic 625,732 459,144
Additional capital required for the evaluation of the adequacy of effective capital (Pillar 2) $ 52,144 $ 0