v3.25.4
Interest and Inflation Income
 12 Months Ended
Dec. 31, 2025
Interest and Inflation Income [Abstract]  
Interest and Inflation Income INTEREST AND INFLATION INCOME
This item refers to interest earned in the period from the financial assets whose return, whether implicitly or explicitly, is determined by applying the effective interest rate method, regardless of the value at fair value, as well as the effect of hedge accounting.
a.For the years ended December 31, 2025, 2024 and 2023 the income from interest, was attributable to the following items:
 For the years ended December 31,
 202520242023
 InterestInflation
adjustments		TotalInterestInflation
adjustments		TotalInterestInflation
adjustments		Total
ItemsMCh$MCh$MCh$MCh$MCh$MCh$MCh$MCh$MCh$
Financial assets at amortised cost
Resale agreements12,391 - 12,391 4,492 - 4,492 70 - 70 
Debt financial instruments214,523 60,720 275,243 229,678 74,405 304,083 120,363 78,200 198,563 
Interbank loans480 - 480 909 - 909 579 - 579 
Commercial loans1,186,400 202,937 1,389,337 1,253,980 268,740 1,522,720 1,287,677 291,578 1,579,255 
Mortgage loans593,648 578,780 1,172,428 600,978 742,184 1,343,162 527,305 759,963 1,287,268 
Consumer loans832,724 138 832,862 837,173 185 837,358 786,879 240 787,119 
Other interest income107,887 2,997 110,884 142,804 4,872 147,676 182,025 4,739 186,764 
Subtotal2,948,053 845,572 3,793,625 3,070,014 1,090,386 4,160,400 2,904,898 1,134,720 4,039,618 
Financial asset at fair value through other comprehensive income         
Debt financial instruments124,034 18,152 142,186 143,059 14,212 157,271 413,690 14,851 428,541 
Other financial instruments10,064 3,025 13,089 4,129 686 4,815 7,200 542 7,742 
Subtotal134,098 21,177 155,275 147,188 14,898 162,086 420,890 15,393 436,283 
Hedging accounting324,003 (477,294)(153,291)403,381 (631,050)(227,669)546,785 (618,695)(71,910)
TOTAL3,406,154 389,455 3,795,609 3,620,583 474,234 4,094,817 3,872,573 531,418 4,403,991 
NOTE 25 - INTEREST AND INFLATION INCOME, continued
b.For the years ended December 31, 2025, 2024 and 2023, the Bank’s expenses classified as interest expense are as follows:
 For the years ended December 31,
 202520242023
 InterestInflation
adjustments		TotalInterestInflation
adjustments		TotalInterestInflation
adjustments		Total
ItemsMCh$MCh$MCh$MCh$MCh$MCh$MCh$MCh$MCh$
Financial liabilities at amortised cost
Demand deposits(10,804)(3,540)(14,344)(13,001)(4,125)(17,126)(12,228)(4,364)(16,592)
Time deposits and liabilities(754,027)(21,916)(775,943)(932,793)(39,818)(972,611)(1,221,707)(59,873)(1,281,580)
Repurchase agreements(102,294)- (102,294)(46,954)- (46,954)(47,267)- (47,267)
Interbank loans(210,127)- (210,127)(264,093)(59)(264,152)(235,583)- (235,583)
Issued debt instruments(256,201)(133,021)(389,222)(262,769)(176,071)(438,840)(231,211)(185,870)(417,081)
Other financial liabilities(61,424)(5,956)(67,380)(71,207)(12,295)(83,502)(51,349)(18,731)(70,080)
Subtotal(1,394,877)(164,433)(1,559,310)(1,590,817)(232,368)(1,823,185)(1,799,345)(268,838)(2,068,183)
Lease contracts(10,041)- (10,041)(7,617)(7,617)(3,601)(3,601)
Regulatory capital financial instruments(71,212)(55,118)(126,330)(69,419)(68,404)(137,823)(64,937)(70,550)(135,487)
Others equity instruments(30,013)- (30,013)(31,517)(31,517)(28,389)(28,389)
Hedging accounting(183,155)99,923 (83,232)(447,989)140,100 (307,889)(1,262,206)186,924 (1,075,282)
TOTAL(1,689,298)(119,628)(1,808,926)(2,147,359)(160,672)(2,308,031)(3,158,478)(152,464)(3,310,942)