v3.25.4
Intangible Assets (Tables)
12 Months Ended
Dec. 31, 2025
Intangible assets and goodwill [abstract]  
Schedule of Intangible Assets
As of December 31, 2025 and 2024, the composition of intangible assets is as follows:
 As of December 31, 2025
 Average remaining useful lifeNet opening balance as of January 1, 2025Gross balance Accumulated amortisationNet balance
 MCh$MCh$MCh$MCh$
Software development288,669 475,790 (384,315)91,475 
Total 88,669 475,790 (384,315)91,475 
 As of December 31, 2024
 Average
remaining
useful life
Net opening balance as of January 1, 2024Gross
balance
Accumulated
amortisation
Net balance
 MCh$MCh$MCh$MCh$
Software development297,551 430,867 (342,198)88,669 
Total 97,551 430,867 (342,198)88,669 
Schedule of Changes in the Value of Intangible Assets
The changes in the value of intangible assets during the periods ended December 31, 2025 and December 31, 2024 is as follows:
i.Gross balance
Gross balancesSoftware
development
 MCh$
Balances as of January 1, 2025430,867 
Acquisitions52,868 
Disposals and impairment— 
Impairments (*)(7,963)
Other18 
Balances as of December 31, 2025475,790 
  
Balances as of January 1, 2024378,800 
Acquisitions44,559 
Disposals and impairment— 
Impairments— 
Other7,508 
Balances as of December 31, 2024430,867 
(*) Corresponds to the book value of intangible assets with obsolescence that were impaired during the period 2025.
NOTE 10 - INTANGIBLE ASSETS. continued
ii.Accumulated amortisation
Accumulated amortisationSoftware
development
 MCh$
Balances as of January 1, 2025(342,198)
Year’s amortisation(47,855)
Disposals— 
Impairment (*)5,738 
Other changes— 
Balances as of December 31, 2025(384,315)
  
Balances as of January 1, 2024(281,249)
Year’s amortization(52,982)
Disposal— 
Impairment— 
Other changes(7,967)
Balances as of December 31, 2024(342,198)
(*) Corresponds to the amortization of intangible assets with obsolescence that were impaired during the period 2025.