v3.25.4
Fixed Assets (Tables)
 12 Months Ended
Dec. 31, 2025
Disclosure of detailed information about property, plant and equipment [abstract]  
Composition of property, plant, and equipment
The Bank applies the following useful lives for the tangible assets that comprise its assets:
ITEMUseful life
(Months)
Land– 
Paintings and works of art– 
Carpets and curtains36 months
Computers and hardware36 months
Vehicles36 months
IT systems and software36 months
Machines and general equipment60 months
Office furniture60 months
Telephone and communication systems60 months
Security systems60 months
Rights over telephone lines64 months
Air conditioning systems84 months
ATMs and teleconsultations120 months
Other installations120 months
Buildings1200 months
As of December 31, 2025 and 2024, the composition of property, plant, and equipment balances is as follows:
 As of December 31, 2025
 Net opening balance as of January 1, 2025Gross balanceAccumulated depreciationNet balance
 MCh$MCh$MCh$MCh$
Buildings142,114 291,710 (173,904)117,806 
Land14,020 11,343 - 11,343 
Equipment71,155 375,982 (324,408)51,574 
Other24,557 134,950 (73,151)61,799 
Total251,846 813,985 (571,463)242,522 
 As of December 31, 2024
 Net opening balance as of January 1, 2024Gross balanceAccumulated depreciationNet balance
 MCh$MCh$MCh$MCh$
Buildings145,618 327,607 (185,493)142,114 
Land14,631 14,020 - 14,020 
Equipment67,751 371,128 (299,973)71,155 
Other23,823 100,972 (76,415)24,557 
Total251,823 813,727 (561,881)251,846 
Schedule of Changes in Value of Property, Plant, and Equipment
The changes in the value of property, plant, and equipment as of December 31, 2025 and 2024 is as follows:
i.Gross balance
2025BuildingsLandEquipmentOtherTotal
 MCh$MCh$MCh$MCh$MCh$
Balances as of January 1, 2025327,607 14,020 371,128 100,972 813,727 
Additions29,820 - 42,722 12,117 84,659 
Disposals(61,371)(2,677)(6,119)(14,222)(84,389)
Impairment due to damage- - - - - 
Other(4,346)- (31,749)36,083 (12)
Balances as of December 31, 2025291,710 11,343 375,982 134,950 813,985 
2024BuildingsLandEquipmentOtherTotal
 MCh$MCh$MCh$MCh$MCh$
Balances as of January 1, 2024318,881 14,631 343,038 99,732 776,282 
Additions26,515 - 29,404 7,242 63,161 
Disposals(8,967)(493)(10,446)(4,389)(24,295)
Impairment due to damage(1,041)- - - (1,041)
Other(7,781)(118)9,132 (1,613)(380)
Balances as of December 31, 2024327,607 14,020 371,128 100,972 813,727 
Schedule of Accumulated Depreciation
2025BuildingsLandEquipmentOtherTotal
 MCh$MCh$MCh$MCh$MCh$
Balances as of January 1, 2025(185,493)- (299,973)(76,415)(561,881)
Depreciation charges in the period(21,852)- (31,162)(8,375)(61,389)
Sales and disposals in the period33,441 - 6,727 11,639 51,807 
Other- - - - - 
Balances as of December 31, 2025(173,904)- (324,408)(73,151)(571,463)
2024BuildingsLandEquipmentOtherTotal
 MCh$MCh$MCh$MCh$MCh$
Balances as of January 1, 2024(173,263)- (275,287)(75,909)(524,459)
Depreciation charges in the period(20,334)- (35,154)(5,153)(60,641)
Sales and disposals in the period9,443 - 9,072 4,640 23,155 
Other(1,339)- 1,396 7 64 
Balances as of December 31, 2024(185,493)- (299,973)(76,415)(561,881)