Regulatory Capital Financial Instruments (Tables)
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12 Months Ended |
Dec. 31, 2025 |
| Disclosure of detailed information about financial instruments [abstract] |
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| Schedule of Subordinated Bonds Classified as Current and Non-current |
As of December 31, 2025 and 2024, the Bank’s subordinated bonds classified as current and non-current are summarised below: | | | | | | | | | | | | | | | | | As of December 31, | | | | 2025 | | 2024 | | | | MCh$ | | MCh$ | | | Current portion | 202,169 | | | - | | | | Non- current portion | 1,746,324 | | | 1,910,697 | | | | Total subordinated bonds | 1,948,493 | | | 1,910,697 | | |
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| Schedule of Subordinated Bonds Per Currency |
Detail of the subordinated bonds per currency is as follows: | | | | | | | | | | | | | | | | | As of December 31, | | | | 2025 | | 2024 | | | | MCh$ | | MCh$ | | | Subordinated bonds denominated in USD | 181,378 | | | 199,701 | | | | Subordinated bonds denominated in UF | 1,767,115 | | | 1,710,996 | | | | Total subordinated bonds | 1,948,493 | | | 1,910,697 | | |
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| Schedule of Maturities of Subordinated Bond |
The composition of other financial obligations, by maturity, is detailed below: | | | | | | | | | | | | | | | | | As of December 31, | | | | 2025 | | 2024 | | | | MCh$ | | MCh$ | | | Non-current portion | | | | | | Due after 1 year but within 2 years | - | | | - | | | | Due after 2 year but within 3 years | - | | | - | | | | Due after 3 year but within 4 years | - | | | - | | | | Due after 4 year but within 5 years | - | | | - | | | | Due after 5 years | - | | | - | | | | Non-current portion subtotal | - | | | - | | | | Current portion | | | | | | Amounts due to credit card operators | 192,107 | | | 198,633 | | | | Acceptance of letters of credit | 30,628 | | | 204 | | | | Other long-term financial obligations, short-term portion | 1,586 | | | 1,704 | | | | Current portion subtotal | 224,321 | | | 200,541 | | | | | | | | | | Total other financial liabilities | 224,321 | | | 200,541 | | |
The maturities of subordinated bonds | | | | | | | | | | | | | | | | | As of December 31, | | | | 2025 | | 2024 | | | | MCh$ | | MCh$ | | | Due within 1 year | 202,169 | | | - | | | | Due after 1 year but within 2 years | - | | | 201,066 | | | | Due after 2 year but within 3 years | 124,099 | | | - | | | | Due after 3 year but within 4 years | - | | | 131,208 | | | | Due after 4 year but within 5 years | 181,378 | | | - | | | | Due after 5 years | 1,440,847 | | | 1,578,423 | | | | Total subordinated bonds | 1,948,493 | | | 1,910,697 | | |
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| Schedule of Movements of Subordinated Bonds |
Balances of subordinated bonds | | | | | | | | | | | | | | | | | As of December 31, | | | | 2025 | | 2024 | | | | MCh$ | | MCh$ | | | Balances as of January 1, | 1,910,697 | | | 1,813,939 | | | | New issues/placements | - | | | - | | | | Accrued interest at effective interés rate | 31,807 | | | 31,935 | | | | Interest payments to the holder | (28,161) | | | (27,453) | | | | Accrued due to UF | 55,118 | | | 68,403 | | | | Exchange rate | (18,682) | | | 23,930 | | | | Others | (2,286) | | | (57) | | | | Balances as of December 31, | 1,948,493 | | | 1,910,697 | | |
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