v3.25.4
Maturity of Financial Assets and Liabilities (Tables)
 12 Months Ended
Dec. 31, 2025
Disclosure of maturity analysis for derivative financial liabilities [abstract]  
Schedule of the Maturities of Assets and Liabilities
As of December 31, 2025 and 2024, the detail of the maturities of assets and liabilities is as follows:
As of December 31, 2025On DemandUp to 1 monthBetween 1 and 3 monthsBetween 3 and 12 monthsBetween 1 and 3 yearsBetween 3 and 5 yearsMore than 5 yearsTotal
 MCh$MCh$MCh$MCh$MCh$MCh$MCh$MCh$
Financial assets
Cash and deposits in banks1,975,644 - - - - - - 1,975,644 
Cash items in process of collection1,185,633 - - - - - - 1,185,633 
Financial assets for trading at FVTPL       
Financial derivative contracts and hedge contracts (1)- 725,018 1,132,620 1,892,284 2,207,019 2,031,532 3,152,496 11,140,969 
Debt financial instruments- - 41,834 - 254,684 227,280 190,830 714,628 
Financial assets at FVOCI       
Debt financial instruments- 180,132 39,849 390,071 1,762,028 961,933 264,353 3,598,366 
Other financial instruments1,784 8,062 16,124 36,604 55,639 16,972 161,064 296,249 
Financial assets at amortised cost (2)       
Rights under repurchase agreements- 428,146 - - - - - 428,146 
Debt financial instruments- - - - 2,594,154 2,603,922 328,311 5,526,387 
Interbank loans68,106 36 36 - - - - 68,178 
Loans and account receivable from customers1,447,642 2,918,149 2,969,942 5,546,646 8,715,192 4,661,794 14,605,337 40,864,702 
Guarantee deposits (margin accounts)2,075,671 - - - - - - 2,075,671 
Total financial assets6,754,480 4,259,543 4,200,405 7,865,605 15,588,716 10,503,433 18,702,391 67,874,573 
Financial liabilities       
Cash items in process of being cleared1,068,216 - - - - - - 1,068,216 
Financial liabilities for trading at FVTPL       - 
Financial derivative contracts and hedge contracts (1)- 789,194 1,274,609 2,113,806 2,414,508 1,745,432 3,162,475 11,500,024 
Financial liabilities at amortised cost       - 
Deposits and other demand liabilities14,075,590 - - - - - - 14,075,590 
Time deposits and other time liabilities- 7,731,868 3,692,751 4,601,006 435,105 322 32,731 16,493,783 
Obligations under repurchase agreements- 2,180,874 574,369 - - - - 2,755,243 
Interbank borrowings28,266 289,677 275,757 1,949,788 659,092 223,890 7,767 3,434,237 
Issued debt instruments- 45,980 676,736 1,642,349 1,995,136 1,205,230 2,133,669 7,699,100 
Other financial liabilities- 224,321 - - - - - 224,321 
Lease liabilities- - - 6,629 14,751 11,276 7,993 40,649 
Regulatory capital instrument- - - 202,169 124,099 181,378 1,440,847 1,948,493 
Guarantees received (margin accounts)1,541,061 - - - - - - 1,541,061 
Total financial liabilities16,713,133 11,261,914 6,494,222 10,515,747 5,642,691 3,367,528 6,785,482 60,780,717 
(1)Includes derivative contracts for trading purposes and hedge derivatives contracts.
(2)Debt financial instruments, Interbank loans and loans and accounts receivable from customer are presented on a gross basis, the related allowance are Ch$1,145, Ch$2 and Ch$1,222,456 million, respectively.
(3)Includes Subordinated bonds for MCh$1,948,493 which is presented as Regulatory capital financial instruments.
NOTE 23 - MATURITY OF FINANCIAL ASSETS AND LIABILITIES, continued
As of December 31, 2024On DemandUp to 1 monthBetween 1 and 3 monthsBetween 3 and 12 monthsBetween 1 and 3 yearsBetween 3 and 5 yearsMore than 5 yearsTotal
MCh$MCh$MCh$MCh$MCh$MCh$MCh$MCh$
Financial assets
Cash and deposits in banks2,695,560 - - - - - - 2,695,560 
Cash items in process of collection572,552 - - - - - - 572,552 
Financial assets for trading at FVTPL       
Financial derivative contracts and hedge contracts (1)- 701,349 748,363 2,088,541 3,378,110 2,105,419 4,131,616 13,153,398 
Debt financial instruments- 642 - 139,231 108,429 81,025 329,327 
Financial assets at FVOCI       
Debt financial instrument- 696,961 204 504,208 370,657 426,511 688,944 2,687,485 
Other financial instruments391 2,687 5,374 20,967 27,253 3,689 15,706 76,067 
Financial assets at amortised cost (2)       
Rights under repurchase agreements- 153,135 - - - - - 153,135 
Debt financial instruments- - - - 639,842 4,252,887 284,350 5,177,079 
Interbank loans31 31,170 82 31,283 
Loans and account receivable from customers797,619 3,457,842 3,065,963 5,530,713 8,692,531 4,710,139 15,037,754 41,292,561 
Guarantee deposits (margin accounts)1,847,101 1,847,101 
Total financial assets5,913,254 5,043,144 3,820,628 8,144,429 13,247,624 11,607,074 20,239,395 68,015,548 
Financial liabilities       
Cash items in process of being cleared497,110 - - - - - - 497,110 
Financial liabilities for trading at FVTPL
Financial derivative contracts and hedge contracts (1)- 572,712 722,143 1,914,050 3,734,434 2,067,825 4,042,254 13,053,418 
Financial liabilities at amortised cost
Deposits and other demand liabilities14,260,609 - - - - - - 14,260,609 
Time deposits and other time liabilities286,207 7,900,056 4,047,333 4,369,825 464,268 371 30,565 17,098,625 
Obligations under repurchase agreements- 276,588 - - - - - 276,588 
Interbank borrowings44,803 482,959 368,147 2,469,277 868,932 - 103,829 4,337,947 
Issued debt instruments- 771,983 295,713 1,578,811 2,320,666 1,168,681 1,997,421 8,133,275 
Other financial liabilities- 200,541 - - - - - 200,541 
Lease liabilities- - - 12,685 24,210 15,583 14,404 66,882 
Regulatory capital instrument- - - - 201,066 131,208 1,578,423 1,910,697 
Guarantees received (margin accounts)1,832,345 - - - - - - 1,832,345 
Total financial liabilities16,921,074 10,204,839 5,433,336 10,344,648 7,613,576 3,383,668 7,766,896 61,668,037 
(1)Includes derivative contracts for trading purposes and hedge derivatives contracts.
(2)Debt financial instruments, Interbank loans and loans and accounts receivable from customer are presented on a gross basis, the related allowance are Ch$1,074, Ch$1 and Ch$1,192,689 million, respectively.
(3)Includes Subordinated bonds for MCh$1,910,697 which is presented as Regulatory capital financial instruments.