| Schedule of Bank’s Contractual Obligations |
The following table shows the Bank’s contractual obligations to issue loans: | | | | | | | | | | | | | | | | As of December 31, | | | 2025 | | 2024 | | | MCh$ | | MCh$ | | | Personal guarantees | 556,196 | | | 365,932 | | | | Personal guarantees in local currency | 308,861 | | | 201,688 | | | | Personal guarantees in foreign currency | 247,335 | | | 164,244 | | | | Letter of credits of merchandise traffic operations | 249,140 | | | 308,407 | | | | Transactions related to contingent events | 1,871,802 | | | 2,208,507 | | | | Transactions related to contingent events in local currency | 1,264,781 | | | 1,540,118 | | | | Transactions related to contingent events in foreign currency | 607,021 | | | 668,389 | | | | Unrestricted prompt cancel credit lines | 10,584,496 | | | 10,352,459 | | | | Other credit commitments | 246,799 | | | 195,207 | | | | Credit for university studies | 235 | | | 406 | | | | Other irrevocable credit commitments | 246,564 | | | 194,801 | | | | Total | 13,508,433 | | | 13,430,512 | | |
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| Schedule of Bank Holds Securities |
The Bank holds securities in the normal course of its business as follows: | | | | | | | | | | | | | | | | As of December 31, | | | 2025 | | 2024 | | | MCh$ | | MCh$ | | | Third party operations | | | | | | Collections | 81,175 | | | 75,710 | | | | Transferred financial assets managed by the Bank | 134,794 | | | 86,673 | | | | Assets from third parties managed by the Bank and its affiliates | 2,937,572 | | | 1,944,379 | | | | Subtotal | 3,153,541 | | | 2,106,762 | | | | Custody of securities | | | | | | Securities held in custody | 15,957,950 | | | 11,112,490 | | | | Securities held in custody deposited in other entity | 1,221,128 | | | 849,681 | | | | Issued securities held in custody | 16,089,475 | | | 16,351,884 | | | | Subtotal | 33,268,553 | | | 28,314,055 | | | | Total | 36,422,094 | | | 30,420,817 | | |
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