v3.25.4
Pension Plans (Tables)
 12 Months Ended
Dec. 31, 2025
Pension Plans [Abstract]  
Schedule of Significant Actuarial Hypotheses Assumptions
Actuarial assumptions with respect to demographic and financial variables are non-biased and mutually compatible with each other. The most significant actuarial hypotheses considered in the calculations were:
 Post-employment plans
 20252024
Mortality chart
RV-2014
RV-2014
Termination of contract rates5.0%5.0%
Impairment chartPDT 1985PDT 1985
Schedule of Post-Employment Benefits
Activity for post-employment benefits is as follows:
As of December 31,
20252024
MCh$MCh$
Plan assets3,462 4,107 
Commitments for defined-benefit plans  
For active personnel(2,769)(3,138)
Incurred by inactive personnel- - 
Minus:  
Unrealized actuarial (gain) losses- - 
Balances at year end693 969 
Schedule of Cash Flow for Post-Employment Benefits
Year’s cash flow for post-employment benefits is as follows:
 For the years ended December 31,
 202520242023
 MCh$MCh$MCh$
a) Fair value of plan assets
Opening balance4,107 5,260 6,819 
Expected yield of insurance contracts151 574 539 
Employer contributions1,277 1,308 1,269 
Actuarial (gain) losses- - - 
Premiums paid- - - 
Benefits paid(2,073)(3,035)(3,367)
Fair value of plan assets at year end3,462 4,107 5,260 
b) Present value of obligations   
Present value of obligations opening balance(3,138)(5,027)(6,277)
Net incorporation of Group companies- - - 
Service cost283 1,889 1,250 
Interest cost- - - 
Curtailment/settlement effect- - - 
Benefits paid- - - 
Past service cost- - - 
Actuarial (gain) losses- - - 
Other86 - - 
Present value of obligations at year end(2,769)(3,138)(5,027)
Net balance at year end693 969 233 
Schedule of Plan Expected Profit
Plan expected profit:
 As of December 31,
 202520242023
Type of expected yield from the plan’s assets
UF + 2.50% annually
UF + 2.50% annually
UF + 2.50% annually
Type of yield expected from the reimbursement rights
UF + 2.50% annually
UF + 2.50% annually
UF + 2.50% annually
Schedule of Plan Associated Expenses
Plan associated expenses:
 For the years ended December 31,
 202520242023
 MCh$MCh$MCh$
Current period service expenses283 1,889 1,250 
Interest cost- - - 
Expected yield from plan’s assets151 574 539 
Expected yield of insurance contracts linked to the Plan: 
Extraordinary allocations- - - 
Actuarial (gain)/ losses recorded in the period- - - 
Past service cost- - - 
Other- - - 
Total434 2,463 1,789