v3.25.4
Reporting Segments (Details) - Schedule of Reporting Segment - CLP ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Schedule of Reporting Segment [Line Items]      
Other operating income and expenses $ 7,016 $ 8,048 $ 3,807
Net income before taxes 1,245,415 1,079,595 691,385
Income taxes (207,362) (219,745) (97,548)
NET INCOME FOR THE YEAR 1,038,053 859,850 593,837
Total      
Schedule of Reporting Segment [Line Items]      
Loans and accounts receivable from customers 40,932,880 41,323,844 40,811,886
Deposits and other demand deposits 30,569,373 31,359,234 29,675,768
Net interest income 1,986,683 1,786,786 1,093,049
Net fee and commission income 595,831 547,066 502,640
Net income from financial operations 255,782 250,519 302,455
Provision for loan losses (575,313) (504,590) (322,785)
Support expenses (939,413) (907,980) (878,060)
Other operating income and expenses (78,155) (92,206) (5,914)
Net income before taxes 1,245,415 1,079,595 691,385
Income taxes (207,362) (219,745) (97,548)
NET INCOME FOR THE YEAR 1,038,053 859,850 593,837
Retail      
Schedule of Reporting Segment [Line Items]      
Loans and accounts receivable from customers 31,225,378 31,942,515 31,072,731
Deposits and other demand deposits 13,094,059 13,016,941 13,487,482
Net interest income 1,642,104 1,559,556 1,476,793
Net fee and commission income 503,186 454,194 384,415
Net income from financial operations 64,292 61,031 53,012
Provision for loan losses (498,572) (446,842) (295,144)
Support expenses (744,059) (715,845) (701,820)
Other operating income and expenses (77,593) (68,395) 29,561
Net income before taxes 889,358 843,699 946,817
Income taxes (211,987) (219,396) (250,222)
NET INCOME FOR THE YEAR 677,371 624,303 696,595
Wealth Management & Insurance      
Schedule of Reporting Segment [Line Items]      
Loans and accounts receivable from customers 924,692 818,155 729,012
Deposits and other demand deposits 3,177,991 2,773,286 2,095,310
Net interest income 59,789 57,773 53,882
Net fee and commission income 30,019 23,183 20,462
Net income from financial operations 4,236 2,661 2,992
Provision for loan losses (2,870) (2,430) (77)
Support expenses (32,037) (33,494) (30,724)
Other operating income and expenses (1,976) 471 2,398
Net income before taxes 57,161 48,164 48,933
Income taxes (13,963) (12,681) (12,719)
NET INCOME FOR THE YEAR 43,198 35,483 36,214
Middle-market      
Schedule of Reporting Segment [Line Items]      
Loans and accounts receivable from customers 6,178,983 6,044,799 6,026,504
Deposits and other demand deposits 4,262,866 4,299,293 3,808,484
Net interest income 334,660 314,230 310,374
Net fee and commission income 52,921 43,954 37,394
Net income from financial operations 22,154 20,533 20,926
Provision for loan losses (74,190) (53,695) (37,515)
Support expenses (45,074) (43,343) (41,176)
Other operating income and expenses (3,856) (2,317) 105
Net income before taxes 286,615 279,362 290,108
Income taxes (78,709) (79,109) (85,261)
NET INCOME FOR THE YEAR 207,906 200,253 204,847
CIB      
Schedule of Reporting Segment [Line Items]      
Loans and accounts receivable from customers 2,139,201 2,301,491 3,089,036
Deposits and other demand deposits 7,313,098 8,357,393 8,275,044
Net interest income 211,915 235,140 246,636
Net fee and commission income 47,404 54,901 49,793
Net income from financial operations 143,503 176,705 183,871
Provision for loan losses 4,269 (2,995) 10,418
Support expenses (103,287) (97,420) (90,944)
Other operating income and expenses (2,654) (2,653) 2,519
Net income before taxes 301,150 363,678 402,293
Income taxes (83,216) (97,559) (105,017)
NET INCOME FOR THE YEAR 217,934 266,119 297,276
Corporate Activity & others      
Schedule of Reporting Segment [Line Items]      
Loans and accounts receivable from customers 464,626 216,884 (105,397)
Deposits and other demand deposits 2,721,359 2,912,321 2,009,448
Net interest income (261,785) (379,913) (994,636)
Net fee and commission income (37,699) (29,166) 10,576
Net income from financial operations 21,597 (10,411) 41,654
Provision for loan losses (3,950) 1,372 (467)
Support expenses (14,956) (17,878) (13,396)
Other operating income and expenses 7,924 (19,312) (40,497)
Net income before taxes (288,869) (455,308) (996,766)
Income taxes 180,513 189,000 355,671
NET INCOME FOR THE YEAR $ (108,356) $ (266,308) $ (641,095)